In the PNW, I'm thinking this would be in the ball park, north of metro Seatle:
: I insured my last 32 ft boat through my auto company for $237 per year. Liability only. For yours maybe $400?
: not worth mentioning for a sailboat.
Some maintenance budget
but lets assume the boat is in reasonable shape.: Figure a haul out
and bottom paint
every 2 years min in the PNW. I dont know the current
rates but probably $700 with paint
if you do it and quickly. Other things really depend on what goes wrong... and how inventive you are. You might guess $1200 a year total for a miserly owner.
: as a non liveaboard
it might be included in the moorage, or maybe not. $30-$75 for the winter anyway....
(This can be a big one)As a boat owner, you always want more toys for the boat. This is up to you. Can you live with Lat and Lon on the old GPS
or do you want a chartplotter