My limited experience with Pantaenius is that they are quite willing to modify restrictions if one talks to them. Always have a 'back up plan' and be detailed about your passage
considerations. I was very concerned when I could not get into the USA on my ESTA visa as that cut our plan of being in Maine
over the hurricane season. This meant either flying somewhere to get full visas or stay in the BVI for the season. We found a good dock
for hurricane tie down, wrote to Pantaenius about our procedures in the event of a hurricane approaching. They gave some feed back ... we researched and modified our plan a bit ... they agreed to cover us as a result!