Originally Posted by flagorio
Don't you just love all the armchair pontificators around here? Never done it but they have an opinion. Anyway I tried it while anchored out on my 30 foot boat. I was overrun. I finally quit when I realized I wanted to cruise
, not run a BnB. But I would do it again if funds ran low.
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Flying under the radar
works great...until it doesn't. Just because others assessed the situation without taking the risk doesn't mean they don't understand the risks.
Running it at anchor
, means you have to get people to and from the boat. Now you need a guy with a captains license
to run them out in the dingy unless you are in a location with a water
taxi that services anchored boats.
Then again, it sounds like you are running a low price
boat (which I suggested as an option if the OP wants to take a risk). Also as a cruiser, you have the ability to bug out if things turn ugly. It's not the right thing to do but realistically what I would expect if someone is flying under the radar
Then again also, you may be judgment proof. If your assets amount to a $10k boat and a couple grand in a bank account, a million dollar judgment against you doesn't mean much. If it's your primary home, the boat is probably safe and they usually won't take your last dollar.
The OP is talking about an investment property in the mid 6 figures with no cruising intentions in a pricey area. If things go ugly, it's going to be a lot easier to track him down and bankrupt him if he doesn't do all the background leg work of getting insurance
, marina approval, charter captain
if the boat leaves the slip, etc...