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Old 06-06-2008, 21:32   #46
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Maybe we should pass a law that requires everyone to have insurance. Building the pool of premiums should bring the cost down; shouldn’t it?
oops - is this the sarcasim face?
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Old 06-06-2008, 22:20   #47
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I'm all for people buying their own insurance if they want, to protect their own assets. I'm also all for insurance companies going after individuals who damaged insured property through negligence.

I'm NOT in favor of mandated insurance.
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Old 01-07-2008, 16:35   #48
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hi, U.S. register?

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i think a lot depends on where you are taking out insurance and who you are (or more exactly who your boat is).

my insurer would not insure my boat while it was on the u.s. register (and it didn't matter where the boat was located) but, once off the u.s. register, the cost of the insurance p.a. was around 3% of the insured value.

the reason they gave for their position was the degree of litigation in the u.s.

at 3% it doesn't seem unreasonable.


just curious what you mean by "on the US register.
I am looking to buy a boat soon, i am based in london and will be in Florida soon to look for a boat. been looking into the insurance thing as i want to sail it back to the med. anyway just wondering what you meant by being on/off US register.
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Old 01-07-2008, 18:42   #49
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anyway just wondering what you meant by being on/off US register
There is no register. He was referring to a USCG documented boat. After you buy it it is no longer documented with the USCG. Only a US citizen can apply for documentation transfer if it is already documented. When it leaves documentation it must be registered some place so you can prove ownership.
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