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Old 03-03-2013, 19:09   #1
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Sailing the world insurance

I am looking for a new insurance for a circumnavigation. I know companies like Pantheanius but they are very expesive. Does someone knows the french club SAILING THE WORLD ( WWW. STW.FR) ( 7000 members)
They also offer an insurance from ANP to clubmembersESPECIALY FOR WORLD CRUISERS that is much cheaper. Looks very attreactive. Please react or comment.
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Old 03-03-2013, 20:34   #2
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Re: Sailing the world insurance

Use translate.google.com if you are not fluent in French. Check out
Assurances ! : Le blog STW
apparently they are having some problems with insurers, rates, and coverage areas. Work aggressively to get past them--but having problems.
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Old 04-03-2013, 05:17   #3
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Quote:
Originally Posted by hellosailor View Post
Use translate.google.com if you are not fluent in French. Check out
Assurances ! : Le blog STW
apparently they are having some problems with insurers, rates, and coverage areas. Work aggressively to get past them--but having problems.
They solved the problems with insurance company ANP and they are now offering a new insurance policy. Are there sailors who recently or in the past had an insurance from STW
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Old 04-03-2013, 07:20   #4
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Re: Sailing the world insurance

Greetings and welcome aboard the CF, Sylfer.
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Old 04-03-2013, 11:37   #5
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Re: Sailing the world insurance

Are you planning to do a non-stop or very fast Circumnavigation?

If not, ask the companies for geographical areas instead of the whole world... Policies that cover large areas or the whole world (Like Jackline) are normally very expensive, maybe $6000-9000 US per year.

We have been doing areas, for instance our cruising grounds were the Pacific COast of Central America and when we crossed through the Panama Canal, we insured for the Caribbean, Gulf of Mexico and US Eastcoast... Our policy runs around $2600 per year with Pantaneus
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Old 04-03-2013, 13:38   #6
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Re: Sailing the world insurance

We don't want a coverage for the whole world and we have a scheme for the next 4 years south america (pacific side) french polynesie New sealand indonesia and thailand. Pantheanius is almost $ 13000 a year with a 40% discount for the years without damage ( full insured for 400 k). We think that is lot of money. What about IMIS. any experience with this company?
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Old 04-03-2013, 14:08   #7
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Re: Sailing the world insurance

Seems cheap to me from the insurance companies perspective. When you decide to abandon in a storm or plow into a 10K boat at a dock and that guy tries to collect 35K in damages. (Both current/ recent threads)

Personally, I think it's best to limit your vessel price to no more than 5-10% of your assets and forget about the insurance. But then you're sorta screwed if you have a 400K boat and no liability cover (as you're an easy target for that 10K boat guy) and liability only can be hard to get.
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Old 04-03-2013, 15:30   #8
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Re: Sailing the world insurance

IMIS is a broker, not an insurer. But they are great. I get my insurance through them.
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Old 04-03-2013, 15:35   #9
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Re: Sailing the world insurance

For whatever its worth, I have insurance through Pantaenius and found them to be the most competitive for my ocean going needs. Fortunately I have never had a marine claim so I can't comment on them from that perspective.
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