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Old 20-02-2011, 14:49   #1
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Boat Insurance

Is insurance mandatory (like for a car) in the US for a sailboat <20ft, or is that decision just up to the owner ? thanks.
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Old 20-02-2011, 15:00   #2
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If your using a marina or club facilities I'd say a minimum of Liability will be obligatory.... if your launching of a beach no its not...
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Old 20-02-2011, 15:11   #3
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Most marina's require you to submit a copy of your insurance form with your marina contract
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Old 20-02-2011, 15:22   #4
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I don't know of any states that require boat insurance, but many marinas and other facilities say they do, though they rarely ask if you are a transient boater. Liability only insurance without a survey is available from Progressive at reasonable rates.
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Old 20-02-2011, 15:35   #5
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Agree with the above... Not legally mandatory, but "LIABILITY" insurance is required by many marinas and boatyards. It is not that expensive, compared to full hull coverage.
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