Originally Posted by Therapy
So sorry to hear about the problem.
I hope things work out for you.
Not even your insurance company can be trusted.
And if you get your own surveyor
make sure you find out any relationships with insurance or the yard or the yard owners daughter. I have no idea how one would find out that kind of thing ahead of time though.
Best of luck.
especially about finding out qualifications and loyalties.
A little update but mostly I will not comment for a bit:
The surveyor from my insurance company came by.
His initial recommendation was the same as everyone else - plug
the hole - go elsewhere.
My boat is in a very precarious situation- engines, controls, anchoring
- running rigging
- not good - lot's of jury rigging
and tweaking to get here. I have already purchased many of the new items.( 300/400 feet of 1/2" chain and 2 anchors were almost shipped, and luckily halted in time). And have quotes in place for various major repairs
He said he can get a tow(at my expense), etc..
After many conversations with all parties...
He has a good feeling, as I do, about the yard's desire to make it good - it's what they do...
He says that it can get contentious - superficial versus structural damage arguments etc... However, usually he does not see such an immediate admission of fault and unilateral desire to make it good...
But he would prefer to go elsewhere.
All of his recommendations cost me money
- and plenty of it. Greater costs at the next yard, towing fee, and maybe too much work - all at my expense.
And maybe the insurance will pay out later; and maybe I will sue and win sometime later; and maybe the boat will be lost
and damaged on the way; and maybe sit on the hard
for months while the lawyers feast on my $$$.
I also have a $20,000 excess.
I have much experience with lawyers, law suits, depositions - in many areas. I have no problem going at it - lawyered-up or pro se. I always do well.
But anyone experienced, and lives in reality - knows a legal
path is not good for anyone.
Many people like the "sue em" path as punishment, or out of greed trying to get something...I am neither.
It was an accident
- they fix boats.
So, bearing in mind I am the only one representing myself, and I can feel that creepy "under deposition" spiel form "my" guy, I asked the manager to put all he promised in writing - which he immediately did. This includes repairs
, payment of surveyor/thermal imaging report painting boat, reduced labor rate on all previously quoted work, etc...
And gave the go ahead to haul.
I am now on the hard
- dry shortly before dark Saturday night.
The seam at the keel
is well and truly split for a few feet on one side and possibly on the other. TBD...
By the end of the visit "my" insurance guy was not opposed to them hauling me...
We are all in agreement on the thermal imaging guy. To be conducted contemporaneously with "my" guy and their guy. Not sure if I need to hire another surveyor who is truly my guy...
meanwhile, I will get cracking at the mechanical systems overhaul
to be continued...