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Old 29-04-2008, 22:37   #16
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Sheesh....the owner of my marina could not care less if there were prostitutes or guys pushing around ice cream carts on his docks.
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Old 30-04-2008, 00:53   #17
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Down here some Marinas are at it and some not. Those who have yards or yards attached are the main offenders.
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Old 30-04-2008, 01:03   #18
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ssullivan: what's the NC yard you're happy with?

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Old 30-04-2008, 05:07   #19
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I didn't want to post it up quite yet, as I haven't paid and been put back in the water. If you can be patient, I'll post a review of it up here in a few days. If not, PM me and I'll let you know.
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Old 30-04-2008, 10:12   #20
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Workman's comp. protects the employer and employee in the event of an injury to a worker. If you don't have WC coverage, an injured worker can only sue if you won't or can't pay what he thinks the injury cost him. If you let the word lawsuit escape your mouth, you are talking about multiples of 5 figure bills just for the attornies, let alone the cost of the injury, real or trumped up. Depending on your boat insurance, it may or not be covered under your boat coverage. The only way to get away from workman's comp. is to hire contractors with their own insurance coverage.

The yards are trying to keep from being found liable if any worker is hurt on your boat. Strange how it also benefits there bottom line. It's a case of a shotgun used to cure a fear of litigation. All the yard has to do is have any worker in the yard have proof of being self insured. What's interesting in Hawaii, a sole proprietorship can buy workmen's comp for their workers but the owner of the company is not covered by workmen's comp. Don't know if that's a general WC rule or just unique to the Islands. Incorporation will allow the owner to be covered by WC as an employee of his company, even if he owns all the stock.

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Old 30-04-2008, 12:46   #21
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That is what I was told when I had my business, so it is strange that a marina would require a sole proprietor to have WC, but there may be variables specific to the state you are in. That said, I can confirm no marina in Monterey Bay requires a sole proprietor to have WC insurance.
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Old 30-04-2008, 12:54   #22
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Sheesh....the owner of my marina could not care less if there were prostitutes or guys pushing around ice cream carts on his docks.
Ice Cream AND Prostitutes?

Wow!
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Old 30-04-2008, 12:59   #23
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I think we need to have a party at his marina
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Old 30-04-2008, 18:56   #24
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Ice Cream AND Prostitutes?

Wow!
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Old 30-04-2008, 23:08   #25
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Yup, It's never a dull day at Chum Bucket Marina where I tie up.

Your on a roll tonight David! It appears that being a moderator wasn't paying very well so Gord went into the Viagra business.
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Old 01-05-2008, 04:42   #26
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ssullivan: i'll wait but look forward to finding out

thanks
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