My boat got a glowingly positive "insurance survey" from (I suspect) a buddy of the PO who happens to be a surveyor
. The only thing he mentioned was the cheap-ass jeep windshield wiper motors that the PO installed weren't working.
The insurance company wouldn't write the policy until they were fixed. Fortunately, I located the manual on line and was able to correct the wiring
. I've never used them, since I almost never use the lower helm
, and I'm quite sure they'd do absolutely no good if I ever tried. But they work, so the insurance company is happy.
I had a pretty good idea as to what the boat really needed to meet my needs, and when I presented the PO with that list, along with my estimate to complete it, he accepted my offer, over 30% less than the asking price.
In the end, I probably came in way under my estimate on the "needs". Where I blew the budget
was on "wants." But then again, it IS a boat!