Originally Posted by Seadog54
Dear Multihull Community in the Mediterranean
carry health Insurance
in conjunction to the obligatory E111? My wife and I intend to cruise
the western Med. sometime in next couple of years and wondered about all the multihull and Monohull
sailors out there already living the dream or the nightmare? Can anyone please give us feedback good an bad.Any companies offering such at good rates and service
and any cowboys to be aware of? Chris & Catharine
If the OP has an EHIC then she or she is in the EU or Switzerland
The. EHIC , the successor to the E111 , isn't obligatory, but if you are qualify for an EHIC, then I see no need for any further insurance
in general ( see below) in some countries like France
, doctors and dentists vists are only reimbursed to 70% whereas hospitals are 100 %. . You often have significant cash flow issues as you typically pay and reclaim and the reclaim can take a while.
If you have potentially elective surgery issues or specific medical
issues then extending your Private insurance is a good idea. Taking out a fully private insurance is not particularly expensive , ( about £100 a month ) but a lot of this duplicates the free EHIC.
Unless I was very old or had a chronic illness , I'd simply use the EHIC. its what I use.