I recently paid for a
survey of a
Lagoon 420 Owners version and found the
boat to be absolutely consistent with what I want.
From the
survey there were a few minor problems that seem to be readily remedied and don't represent a big concern. There was one issue however that has my wondering about what I might do to get more information and/or ideas about how to approach the problem.
The issue is a separated bulkhead that can be seen under the owners bathroom sink. Apparently this has been identified as a known issue on the 2009
Lagoon 420s from what my
surveyor said. He mentioned that the problem has been seen on several Lagoons of this vintage and that, yes, its a problem, but it's generally considered benign.
So I sent the
surveyor and both brokers the following list of questions I'd like answered before signing off on acceptance of the
boat As Is:
How much risk am I assuming in accepting a boat with a known crack in the bulkhead?
What is the worst case with this problem? How would or could it advance?
Does the existence of this crack impose a limitation on the way the boat could or should be sailed? In other words does it mean I need to sail “gently” not to perturb the problem?
What is the approximate cost of a full remedy?
Are there alternate
repairs that could provide the same strength?
How does this type of flaw impact resale later if the problem is stable?
How does this type of flaw impact resale later if the problem escalates?
How does this flaw in it’s
current condition impact
insurance rates on the boat?
How do
insurance underwriters view such a flaw? Does it impact rates? Are they prone to put an exclusion rider on the policy?
Is it required that I disclose this flaw to the insurance underwriters or risk invalidating coverage?
Has there been another surveyor who identified the flaw and deemed it benign or inconsequential?
What I'd like to put out to the fine folk of CF is their take on this matter. Does anyone have direct experience with this boat or her sisters?
Thanks in advance!!