Don't overlook the Nautitech 435; most were built for the charter trade
in the French islands. We bought ours (a 1996) from VPM in Martinique
in 2001 and have been full-time live aboard since then. Most were pretty beat, but we found a gem. A great sailing boat, high bridge deck clearance (2'7"), great headroom
(I'm 6'3"). It was the Cruising World "Cruising Multihull" of the year for 1997.
A little spartan, not a lot of wood...but who wants to varnish
anyway? Not a lot of pretty touches like the Catana 50, but a whole heck of lot CHEAPER!
Yeah, she creaks and groans under way sometime, but sails
fast if not overloaded with living stuff.
Dual helms aft, so no big helm/seat to crowd the cockpit
access outside so no oil
changes done in the bedroom!
Check it out, even though there are not a lot of them around in the Caribbean anymore; after most came out of the French de-fiscalization program, they were either sold or shipped back to France
There is one for sale
(we know it personally) in French Polynesia
Feel free to contact me for further info on these boats as we looked at just about all of them. The prices seem to be well within your budget, with plenty left over for that next house. We are thinking of selling in the next few years, if you are still looking.
BTW, a 42 to 44 foot cat is SO much nicer to be on in that miserable "on the nose" conditions of the E. Caribbean...much more comfortable than a 38 footer.
Good luck, and whatever you get..."it's all good!"