Maybe the policy got canceled because it didn't meet the Obamacare requirements??
Just kidding.
Seriously though, The last time I needed boat
insurance, I just called up the agent that
sold me my car & homeowner's
insurance. 20 minutes later, I had a binder number & I was covered.
Call around to a few agents & see what they have to say. Those guys make a living from knowing which insurance companies will cover which items.