Strongly suggest that you check out Gozzards ---semi-custom made cutter-rigged monohulls made in Canada---I too had narrowed my choice to Tayana, IP or Gozzard--passed on the Tayanas because of teak
decks --chartered an IP ...it was OK but ....---looked at and finally bought a Gozzard---well made, open concept interior
with good ventilation and storage
, faster than an IP, well designed for bluewater cruising (modified full keel
, skeg rudder
, 4ft 9 inch draft)--from your perspective the fold-down swim platform is ideal for swimming from or easy access to dinghy), many, many little extras, excellent personal builder
, maintains its value really well ---not a lot but enough of them on yachtworld to give you a wide choice in price
, age or size---owned mine for 10 years, sailed from Vancouver to Mexico
...still no regrets.
Just my 2 bits
PS: I concur that you should look for a true cutter
rigged boat no matter which brand you buy---gives you many, many options when the wind
picks up....tho' probably not a club-footed staysail (takes up too much foredeck space and is IMHO a dangerous deck
sweeper); a loose-footed furling
staysail that self-tacks on its own track is wonderful.