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Old 28-03-2015, 15:09   #1
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Insurer Ask Me For A Captain

Hi everybody,
I am in the process of buying a sail boat. The next step is the pre-purchase survey. I contact an insurance broker to have a price and to be ready.
I had a sailboat before but it will be the first one on the sea.
The insurer ask me to navigate the first 25 hours with a certified or licensed captain on my boat to accept to cover the boat with me as the captain. First I was surprise but now I think that is full of sense for the insurer and also for me. At the end of these 25 hours the insurer ask that the captain send them a note telling that I did that.

Where will I find a certified or licensed captain? How much do you think it will cost to do that? For the insurer, I can do that in one time like a delivery. For the learning process for me I think it will be maybe better to do the 25 hours on 2 or 3 days.
The boat is already in Fort Lauderdale.
Thank you for your help.
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Old 28-03-2015, 15:13   #2
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Re: Insurer Ask Me For A Captain

... you should get plenty of offers, personally I can recommend Josh: Yacht Delivery Captain Josh Metcalf

Good luck!

Carsten
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Old 28-03-2015, 21:00   #3
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Re: Insurer Ask Me For A Captain

Where will the boat be moved to with the captian??
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Old 29-03-2015, 05:09   #4
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Re: Insurer Ask Me For A Captain

The boat is in Fort Lauderdale. It will not move. It will be back in Fort Lauderdale after the 25 hours. It is not to move the boat. It is to have a training with a captain.
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Old 29-03-2015, 05:17   #5
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Re: Insurer Ask Me For A Captain

Quote:
Originally Posted by JUNKFLYBOY View Post
Where will the boat be moved to with the captian??
Reading the OP and writing an answer in english is allways the hard part
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Old 29-03-2015, 08:33   #6
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Re: Insurer Ask Me For A Captain

Congratulations on your purchase. We just went through this same process, and like you I was taken back a little at first - then, after I thought about it, I realized that it made sense.

In my case, the broker I worked with knew several Captains, some of which he referred to me. It's worked out well for us this far.

Happy sailing.
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Old 29-03-2015, 09:01   #7
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Re: Insurer Ask Me For A Captain

I do those things but am located in Fort Myers Beach. I would recommend The water sailing">Blue Water Sailing school there in Ft Lauderdale. They are reputable.


Your broker should be able to either do this with you or recommend someone. Ask what he/she needs as far as competencies. Is rules of the road, boat handling and docking, off shore, ocean sailing??
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Old 29-03-2015, 09:01   #8
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Re: Insurer Ask Me For A Captain

he asked for an estimated cost ? i am curious myself
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Old 29-03-2015, 09:12   #9
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Re: Insurer Ask Me For A Captain

I know of a captain who would like to sail over to bimini, If training was involved, I am sure you could fullfill the requirement for your insurance company. I would accompany the capt so you would be getting two for one. Reply if interested, both of us are retired and have plenty of blue water experience. Only need to stay short time on the island.
Please pm me if want details and cost.
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Old 29-03-2015, 09:42   #10
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Re: Insurer Ask Me For A Captain

This is the same response I got when looking in to insurance for a 50 foot cat I might purchase. Luckily, the person selling the cat is a captain and will train me.

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Old 29-03-2015, 09:55   #11
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Re: Insurer Ask Me For A Captain

You might also consider working towards USCG credentials too. The minimum program is Known as a 6-pack. You can probably find a program offered locally. Ours was conduced at a hotel conference room over several weeks. You will learn rules of the road, navigation, markers, light recognition, etc. There is a requirement for qualifying days on the water you can document. Keep your records. Having credentials may reduce your insurance rate.
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Old 29-03-2015, 09:56   #12
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Re: Insurer Ask Me For A Captain

When I got my first boat the insurer also asked for me to have extra training (I was ASA Bareboat and had 3 months capitan free sailing experience at the time). So just got the ASA instructor to help me move the boat as it was 3 days of day sailing away from my home port at the time and needed help anyway. I did got a discount on my insurance afterward and saved about the same cost as I pay him over the next couple of years.
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Old 29-03-2015, 10:02   #13
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Re: Insurer Ask Me For A Captain

Who is the insurer/underwriter?
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Old 29-03-2015, 10:09   #14
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Re: Insurer Ask Me For A Captain

Your local sailing school will have a list of licensed captains who are also good teachers. You really want both qualifications. Not everyone who can sail well can also teach sailing well.
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Old 29-03-2015, 10:47   #15
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Re: Insurer Ask Me For A Captain

I don't remember the name of the insurer. It is a canadian insurer for canadian registred boat only.
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