Cruisers Forum
 


Join CruisersForum Today

Reply
 
Thread Tools Rate Thread Display Modes
Old 16-10-2016, 19:20   #1
Registered User

Join Date: May 2016
Posts: 31
Insurance

What the average yearly cost for insurance for let's say a 2008 hunter 42 in good shape?
__________________

__________________
alverz2007 is offline   Reply With Quote
Old 16-10-2016, 19:22   #2
Registered User
 
Dulcesuenos's Avatar

Join Date: Dec 2010
Location: Florida Keys, Bahamas Bound
Boat: 38' French Cat
Posts: 2,708
Images: 4
Re: Insurance

2500-3000

Sent from my STUDIO 5.5 using Cruisers Sailing Forum mobile app
__________________

__________________
Dulcesuenos is offline   Reply With Quote
Old 16-10-2016, 19:24   #3
Registered User

Join Date: May 2016
Posts: 31
Re: Insurance

Holy crap, 3k?
__________________
alverz2007 is offline   Reply With Quote
Old 16-10-2016, 19:42   #4
Registered User

Join Date: Oct 2011
Location: miami,fl
Boat: EggHarbor,Sportfish,35
Posts: 68
Re: Insurance

Too little?
__________________
landsend is offline   Reply With Quote
Old 16-10-2016, 20:08   #5
Marine Service Provider

Join Date: Dec 2009
Location: St Augustine, FL
Boat: Woods Vardo 34 Cat
Posts: 2,682
Re: Insurance

Depends on location. A bunch is FL, pretty cheap in some northern states with little risk.

I know a guys pays like $900 on 65' 1 million$ powerboat but in Michigan.
__________________
Check out my blog: sailingcatamarans.blogspot.com
Boatguy30 is offline   Reply With Quote
Old 16-10-2016, 21:03   #6
Registered User

Join Date: May 2016
Posts: 31
Re: Insurance

From Canada probably more expensive but yeah, hopefully less than 3k a year
__________________
alverz2007 is offline   Reply With Quote
Old 17-10-2016, 01:38   #7
Registered User

Join Date: Jul 2006
Location: Underway in the Med - Black Sea we hope
Boat: Jeanneau 40 DS SoulMates
Posts: 1,605
Images: 1
Re: Insurance

depends on where you are and where you are going to sail - without that it is impossible to say -
__________________
just our thoughts and opinions
chuck and svsoulmates
underway in the Black Sea
chuckr is offline   Reply With Quote
Old 17-10-2016, 03:18   #8
Registered User

Join Date: Nov 2014
Posts: 44
Re: Insurance

Boat insurance is usually about 1% of the insured value of the boat.
__________________
Hobiehobie is offline   Reply With Quote
Old 17-10-2016, 03:20   #9
Registered User
 
S/V Illusion's Avatar

Join Date: Oct 2007
Location: Lakewood Ranch, FLORIDA
Boat: Alden 50 in Narragansett Bay, RI
Posts: 1,555
Re: Insurance

You could call an insurance agent ..... or you can speculate here. Your choice.
__________________
S/V Illusion is offline   Reply With Quote
Old 17-10-2016, 14:50   #10
Marine Service Provider
 
Scott Berg's Avatar

Join Date: Jul 2011
Location: Aboard
Boat: Seaton 60' Ketch
Posts: 742
Re: Insurance

Huge difference between a marina queen on the Ches bay and a short handed pacific passage
__________________
Scott Berg
WA0LSS
SV CHARDONNAY
Scott Berg is offline   Reply With Quote
Old 17-10-2016, 15:02   #11
Registered User

Join Date: May 2013
Location: Arlington, VA
Boat: 2009 Beneteau 40
Posts: 44
Re: Insurance

Most recent quotes from BoatUS for same era 42' sailboat:
- $1,300 - Cheseapeake Bay only
- $1,500 - East coast to Jacksonville, FL
- $2,000 - US Atlantic and Gulf waters, no farther south than Norfolk, VA June 1-November 1

BoatUS quotes are available online.

I'll be shopping rates across more providers through a broker soon. I'd like to be able to get to South Carolina in October, but maybe this is not the best year to try and get that quoted.

Cheers, RickG
__________________
RickG is offline   Reply With Quote
Old 17-10-2016, 15:08   #12
Senior Cruiser
 
Captain Bill's Avatar

Cruisers Forum Supporter

Join Date: Apr 2008
Location: On the boat
Boat: Endeavourcat Sailcat 44
Posts: 2,121
Re: Insurance

It really depends on where you are. If you are in an area with a 4 month season and an 8 month layup it will be a lot cheaper. If you live in an area with a 12 month season about 1% of value is a good number as long as you are not in Florida or another Gulf state during the hurricane season. If in Fl or the Bahamas during hurricane season it will be approaching 2% and perhaps 2.5-3% if in the Caribbean during the hurricane season. I am currently spending 1.7% to be in Fl and was quoted 3% for the Caribbean and central america. After Matthew I expect well have a big rate increase as is usually the case after a hurricane.
__________________
Captain Bill is offline   Reply With Quote
Old 17-10-2016, 23:51   #13
Registered User

Join Date: Feb 2015
Posts: 25
Re: Insurance

You need to ask the insurance company this question.


Sent from my iPhone using Cruisers Sailing Forum
__________________

__________________
Slamjunk is offline   Reply With Quote
Reply

Tags
insurance

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
No insurance, no survey - no survey, no insurance cyclepro General Sailing Forum 45 15-08-2016 07:00
Canadian Life insurance and health insurance tmoandj General Sailing Forum 22 23-06-2016 19:57
Able Maritime Yacht Insurance and Sunderland Marine Insurance Arcticsailor Dollars & Cents 0 17-03-2014 10:56
Blue Water Insurance + Med Insurance Trish Affleck Rules of the Road, Regulations & Red Tape 1 01-04-2013 01:28
Insurance for a circumnavigation Gisle Dollars & Cents 3 29-04-2006 11:19


Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -7. The time now is 02:56.


Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.