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View Poll Results: Is Sailboat ownership only for the Rich and Elite ?
No 72 77.42%
YES, Sailing is not intended for the average working Sheeple. 21 22.58%
Voters: 93. You may not vote on this poll

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Old 06-06-2016, 16:32   #106
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Re: I need a Bad Credit Boat Loan

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Old 06-06-2016, 16:33   #107
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Re: I need a Bad Credit Boat Loan

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Old 06-06-2016, 18:12   #108
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Re: I need a Bad Credit Boat Loan

Anyone remember the movie called "Gone Fishin'"? Joe Pesci and Danny Glover were in. It shows how easy to finance to buy a brand new boat,LOL.
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Old 07-06-2016, 07:59   #109
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Re: I need a Bad Credit Boat Loan

108 posts and no real progress made...unsubscribed.
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Old 07-06-2016, 08:03   #110
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Re: I need a Bad Credit Boat Loan

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108 posts and no real progress made...unsubscribed.
thanks for letting everyone know








see - I also can post a useless reply
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Old 07-06-2016, 11:18   #111
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Re: I need a Bad Credit Boat Loan

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Your exactly right, I am going to buy a sailboat on IMPULSE........... the decision has been made, PERIOD...... If I get approved, Im buying one, if the bank requires me to buy NEW then Ill buy NEW.
And now it is completely clear just exactly why your credit rating is so bad!
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Old 07-06-2016, 13:10   #112
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Re: I need a Bad Credit Boat Loan

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And now it is completely clear just exactly why your credit rating is so bad!
I looked. A 640 is not great but not awful. He might get a credit card to cover that used boat. Not what I would do but, I guess, fortunately I am not him.
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Old 08-06-2016, 06:53   #113
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Re: I need a Bad Credit Boat Loan

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A 640 is not great but not awful.
It's pretty close to "awful." It's bad enough that you can't get the best rates, and you can't negotiate much on the terms. You pretty much have to take whatever they offer, and be glad that anyone is even offering.

Regardless, at this point I think it is pretty apparent that the OP was just a troll. I doubt that he'll be back.
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Old 08-06-2016, 07:19   #114
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Re: I need a Bad Credit Boat Loan

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It's pretty close to "awful." It's bad enough that you can't get the best rates, and you can't negotiate much on the terms. You pretty much have to take whatever they offer, and be glad that anyone is even offering.

Regardless, at this point I think it is pretty apparent that the OP was just a troll. I doubt that he'll be back.
You are correct on both accounts.

I wish people would do entire quotes. I know it is not intentional but partials always leave room for it being take out of context. I am guilty of not going back and reading the entire post of others.
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Old 08-06-2016, 10:03   #115
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Re: I need a Bad Credit Boat Loan

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I wish people would do entire quotes.
And I wish that people wouldn't. Most of the time I have already read the original post, and only need to be aware of what, specifically, the current poster is responding to.

Different strokes for different folks.
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Old 08-06-2016, 10:49   #116
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Re: I need a Bad Credit Boat Loan

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And I wish that people wouldn't. Most of the time I have already read the original post, and only need to be aware of what, specifically, the current poster is responding to.

Different strokes for different folks.
I assume you did it again intentionally?
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Old 08-06-2016, 11:01   #117
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Re: I need a Bad Credit Boat Loan

I assume you did it again intentionally?
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Old 10-06-2016, 14:48   #118
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Re: I need a Bad Credit Boat Loan

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It makes no sense that my credit union would give me a 0% interest loan just because it is secured. I can see a better interest rate for a secured versus an unsecured loan, but nowhere near 0%.

Maybe they don't anymore. Mine did, this was in 2002 or 3. Had to get the certificates to give them. But no interest, no payments, could extend term whenever.
Paid it off and they gave me the certs back.
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Old 23-07-2016, 02:38   #119
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Re: I need a Bad Credit Boat Loan

Are you still looking for a loan?
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Old 23-07-2016, 09:29   #120
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Re: I need a Bad Credit Boat Loan

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Yes I asked them, they said Sailboats are more risky and more difficult to REPO.

And Im not asking for $200,000
Im only asking for $7,000 or so, this add caut my eye, once I know im approved Ill go look at it, I dont want to wait someones time if I am unable to buy it.
The Sailboat I would like to buy
Keeping on topic. Someone will lend you the money, keep looking. You may not be able to use a marine lender. Have you talked to the seller/broker?
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