If you take your list of requirements I think none of them suggest that the material should be one or another. What does stick out is your budget
. It means you are into the used boat
market and probably more than a just few years old. If your 99K is US dollars then you need to find any boat large enough to carry all your stuff that is in good condition. In Euros you have a better shot money
being as it is these days.
Personally, I see no huge advantage to either material just from a material basis once you are talking about older boats. For me it would basic build quality and current
condition. With your budget
the requirements are limiting enough to exclude a whole lot of boats for sale
. Boats of FG, Steel ,Aluminum, or Ferro
Cement could all take you on this proposed trip well. By the numbers there are far more FG boats than all others combined.
As to requirements.
1. You won't be able to negotiate that requirement. Many that tried never got a boat. If you meet this one requirement - stop - forget all the rest of the requirements - check the money
- get the survey
report - recompute the money and go for it. End of requirements.
2. There is what you pay up front and what you pay after the sale
. Your budget is very tight and an older boat is going to eat 20K up front before you leave. Things are cheaper before you leave than when they break in a place you don't know.
3. It's not really a requirement you can quantify. No boat is strictly unsafe. Comfort is more a state of mind than the qualities of the boat. If you satisfy requirement number 1 you can forget this one. The Admiral knows comfort better than we both do. This may be the only requirement I really do know for sure. The admiral didn't let me pick either of the two boats we have owned so get that idea out of your head
very quickly. To be quite honest she picked well. I did stack the deck
a bit though.
4. No boat is easy to repair and they all cost a lot to repair. Your survey
report should help indicate what it's going to cost after you pay for it. Steel may have a few extra items on the checklist but all boats of all materials can be surveyed and evaluated.