The are several issues here about "fitting out" a yacht. One of them is, and I may have commented earlier on this, is that some simply like to do things on boats and that's actually a large part of the enjoyment - fitting them out, repairing, upgrading, maintaining and just messing about with boats.
I've seen some work for years on the boats and never sail them! And some who head
out and sail like crazy with the most basic gear
in a ratty looking but seaworthy
boat. The latter class of sailors consider it a total waste of time and money to mess with boats as opposed to sail them.
Most sailors are in between the extremes. They like to trick out the boat a bit with gear
, convenience, and performance do a bit of maintenance
and "bright work" cos they have some pride in their boats and DO like to sail them a lot as well.
I can always find something to "work on" on the boat and since I like it, it's fine. I don't like the "to do" list to get too long, but I can't imagine it all being checked off either.
But the sailors who DO mess about and re fit their boats will know them a lot better than if they boat a completed package.