Hi Immanuel,
Thats an impossible question for someone else to answer. You just have to figure out your finances, job situation and your time situation. I would not say "just do it" as that might be very irresponsible considering your life situation
...or it may be a great thing!
Will there be enough money in the kitty to cover your cruising expenses?
Insurance, berthing,
food,
fuel,
repairs, terrestrial travel to sight see once you get there, upgrades? Do you have a mortgage to pay?
Do you expect to be able to get your job back when you come back to a terrestrial lifestyle? What other means of
employment and
employment opportunities are there or do you have enough money now to retire?
Do you have
kids in
school? Do you feel comfortable home schooling? Do you need to wait for a child to go to college?
Does your significant other want to do this?
David