People do this all the time. It's called "chartering", and the BVI is THE premier destination
for newbie charterers (and experienced charterers, too).
All you need to do is convince the charter
company you're a competent skipper
and have a credit card in your wallet. If you don't feel quite confident enough on your own, the charter
company will put a skipper
on board for a day or two to get you up to speed (for a price
, of course). Or, consider finding another couple who has some sailing experience to come along to share the expenses. The charter boats are set up for two or more couples.
I'd suggest using the Google
search feature in the "Search" pull-down menu up top on the page to find threads in the CF archives
about chartering in the BVI to get a feel for what's involved. Then look at websites of the charter companies in the BVI for costs, etc. If you're located anywhere near Annapolis
, go to the Boat Show
in October and talk with the charter company reps there.