Take a seat. Sit down and get real comfortable so when you pass out from about what I am about to say, you won't bang your head
and have to go back to the hospital....
Last year, the wife and I went to China
to visit the builder
of the boat we want to buy. We needed some shots so we went to the same doctor on different days. Well, my wife got charged some reasonable amount for a single
shot but I was charged $140! This was my cost and the does not include what insurance
shot and a talk to a PA cost me $140. Not a even a visit with the Dr.
We complained to the office and they said it was a consultation! To make it worse, we did not get the shots we thought we should, so we went to the drug store, some US drug stores now have nurses on duty to provide some health services, and we got the other shots we should have for about $20 each.
One of the kids
has a wart that does need to be removed. We have tried this and that and nothing worked. Took the kid to the doc who did something and told us to buy an cream to help remove the wart. The cream was $140!
That ain't why I had you sit down....
It gets better....
Its tax time in the US and I track what we spend on health care
. In years past, how much an employer paid for health care
plans was hidden. The company would not tell you because it is part of your total compensation plan, and if you don't know how much the company pays for health care, they can decrease their payments without the employee knowing. You get a pay cut but don't know it.
As a result of ObamaCare, employers now have to report how much they pay for each employees health care plan in our tax documents we have to use to do our taxes
I added up what the company pays for the health plan, our premiums and our out of pocket expenses, and it was around $25,000 a year!
Now most of that is paid by the company but our out of pocket expenses are still very high.
Boaty? Boaty? You still there? Do we need to call an ambulance? Boaty?
I danged near had to go to the hospital after I summed up the numbers.
Originally Posted by Cthoops
I continue to be amazed whenever I read about someone's medical
costs outside of the U.S. Before we got into sailing we had a vague idea that the medical system here is messed up.
Now, we know it.
The US Health Care system is so messed up it is unreal. You can get great quality care in the US but the finances are a disaster. What is funny
, is that people usually complain about the insurance
companies. Unfortunately, we have had quite a bit of health care procedures through the year, and all of our billing problems are with the doctors and hospitals. I can't say we have ever had a problem with the insurance company, and in fact, they are the ones who are most helpful. To make it even "better", my wife's identity was stolen, and without a doubt, the information was taken from a health care provider's office.
We got a bill yesterday for $1,600 for a service
that NEVER happened! Not even sure we visited the doctors office that day.
Sorry for ranting, A bit frustrated.
People we talk too don't understand why we want to go off in a boat either.