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Old 12-06-2015, 09:36   #1
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Old steel boat insurance options

As title states would love to hear some suggestions on where I can get the insurance card required to go anywhere in the states for an older boat

62. Canadian Northern yawl. Previous owner had a ultrasound that I do not have with the numbers still written on the metal so I really don't want to pay for a haul out and ultrasound that would approach 25percent of the boat cost in hopes that is not just their excuse to avoid a low ticket price insurance.


Appreciate suggestions. I am unable to acquire the old ultrasound.

Frank
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Old 12-06-2015, 14:09   #2
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Re: Old steel boat insurance options

You only need liability insurance. Should be able to get that irregardless of the age and condition of boat. Try Boat US and Progressive. Have had liability insurance from them on older FRP boats without a survey.

Markel has given me full coverage on my 46 year old FRP boat but it took a survey to get it.
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Old 13-06-2015, 06:40   #3
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Re: Old steel boat insurance options

I'll look into progressive again. Boat US wanted a survey and ultrasound for insurance
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Old 16-06-2015, 04:26   #4
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Re: Old steel boat insurance options

Quote:
Originally Posted by rfrankb4 View Post
so I really don't want to pay for a haul out and ultrasound that would approach 25percent of the boat cost in hopes that is not just their excuse to avoid a low ticket price insurance.


Frank
You have to forget about the original cost of the boat, unless your only intention is to sell it onwards at the earliest opportunity. Inspecting and looking after the boat is an investment in your future with the boat.

I am not US based so I can't comment on Insurance requirements but I do know I'll be getting my steel boat surveyed once we finish the build - Hauling out and checking is a good move.

I used to have a boat I didn't want to lift out, so we leant her up against the harbour wall and dried her out for inspection, cleaning and painting. It was inconvenient, tricky and required lightening activity until the tide came back, but it was very cheap.
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Old 16-06-2015, 05:29   #5
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Re: Old steel boat insurance options

Not to be overly nosy, but what kind of fee are you looking at for a new sounding, where, & by whom? And part of my asking is because of your comments on it's cost vs. that of the vessel. Plus, I'm doing a bit of boat shopping, & metal, of one sort or another, may be on the "menu".
Thanks
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Old 16-06-2015, 05:39   #6
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Re: Old steel boat insurance options

You could very easily buy the ultrasound gear and do it your self for under 500 dollars.... its not rocket science.

There are lots of youtube videos on how to do it

LD
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Old 16-06-2015, 11:05   #7
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Re: Old steel boat insurance options

Doing your own ultra sound is a good thing, but I doubt that any insurance company would accept a self survey, even just for liability. It actually takes a good knowledge of steel boat construction to know where to do the testing. If you are an inch off, you can miss paper thin metal. You can not possibly grind the whole boat to bare metal , and test every square inch. Marinas require insurance so that if your old boat catches fire and burns 3 other boat, they dont get stuck with the bills. I hate insurance companies, but I understand the Marinas concern. Just my 2 cents worth. _____Grant.
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