I went with USAA to finance a 3-year old Beneteau
, a similiar situation to yours. USAA was helpful and polite, but you could tell that large boat loans were not their forte (at the time in 2009 at least). They weren't the most efficient with requests for documents, and sometimes seemed to be in the learning
phases of boat loans. That said, their customer service
is alway excellent. You could probably get a better rate elsewhere, however.
With the age of your boat you should have no problems securing a loan assuming you have decent credit and will pay a fair price
for it. Lenders seem to like new(ish), fiberglass