"Well, what is your hurricane plan? Think about it and then make one.
Seriously, it's better to have this figured out in advance than on the eve of a storm. It doesn't have to be an actual hurricane."
I am afraid you are missing the point of my wonderment about the need for a San Diego Bay hurricane plan:
- There has never been a hurricane in San Diego
- San Diego Bay is separated from the Pacific Ocean
by a 1/4 mile wide channel that makes a right angle turn thus preventing any waves from entering
- Our marina requires another right angle turn to the entrance channel and then another right angle turn to get to the slips
There is no possibility of storm waves affecting a boat in a San Diego Bay marina
San Diego does not get storm force winds from frontal passages. The fronts are just wimpy little lows by the time they get here.
The only threat for very strong winds are the Santa Ana winds that blow downslope from the mountains to the east and northeast. Those winds blow offshore
and can gust to low hurricane force but seldom actually reach San Diego bay.
The insurance company I contacted lowered my premium by 20% when we moved from Puget Sound
to San Diego Bay. They would increase the premium by 100% if we moved to SW Florida. Apparently, their underwriters do consider the type of risk the boat faces when they establish the premium. If that is true, then why do they ask for a Hurricane Plan in a location where a hurricane is physically impossible?
As I said before - tsunami or earthquake is a far greater risk here and both have occurred since we brought our boat to San Diego. Yet, no one asks about those risks.
Just something to think about.