we have pantaenius as well. the rate does approx double from the med to the Caribbean.
Also hurricane zones can differ along with times and deductables etc.
We will stick with panteanius and perhaps change to Topsail when our policy ends in May.
I think Grenada
is outside Topsails Hurricane zone so no special requirements or deductables if you spend hurricane season there.
4262 no excess
below 12 degrees 7 minutes North during the period 1st June to 30th November
6 months at 2480/anum (1200)
6 months at 6500/anum (3300)
total $4500 AUD
July 1st and November 15th, inclusive, in the area East of 98°W and West of 60°W, and between
the Latitudes 10°N and 30.5°N.