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Old 17-07-2011, 19:05   #31
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Re: If We Die 'Out there' . . .

I do have a question, not related to dying, but along this same subject although a bit of a drift.

Where do you all keep your important life documents while away, if you dont have family? Things like birth certificates etc...

Is safe depost the only answer?
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Old 17-07-2011, 19:15   #32
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Re: If We Die 'Out there' . . .

i keep mine with me as i occasionally have to use em. and momma used to have a copy, also-- she is still alive.
some folks use safety deposit boxes. i lose keys to those.
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Old 17-07-2011, 19:20   #33
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Re: If We Die 'Out there' . . .

yeha. and i is ascared the bank will accidently git rid of them if they dont get a payment.

but my certs etc will get wet or stolen on boaty...or boatykatt wil eat dem
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Old 17-07-2011, 19:21   #34
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Re: If We Die 'Out there' . . .

Just from my experience safety deposit boxes are a PIA. My father had one and left his will in it when he passed. The will ultimately named me as the executor. Since I did not have it in hand. I had to go to court and get a court order to open the deposit box. All in all cost about a grand.

In keeping with this thread. When do the courts decide to declare you dead? So hypothetically you are in a big blow in the Pacific. You disappear. Courts declare you dead and all your money goes to your 20 something year old son. Who blows it all on fast cars and a stripper named Molly Mounds. Sometime later you are found on that mythical desert island. What then?
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Old 17-07-2011, 19:29   #35
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Re: If We Die 'Out there' . . .

yer screweded.......done. toast.
smb--i keep mine is a box.if they get wet--i am screwededdded--i need to laminate them and hang em onda wall. boatykat aint a paper lover---just likes to tear it up-- he cant reach mine. the toilet paper is a good distraction for him..lol
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Old 17-07-2011, 19:46   #36
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Re: If We Die 'Out there' . . .

Yeha zeezee. SaltyMonkey has a 200 lb fire safe here in apartment for such things. Also can double as an anchor YAY!
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Old 17-07-2011, 20:21   #37
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Re: If We Die 'Out there' . . .

well, not to rain on anybody's parade but i you die out there all your problems are over,,,,,
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Old 17-07-2011, 20:54   #38
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Re: If We Die 'Out there' . . .

true, that.....
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Old 17-07-2011, 21:15   #39
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Re: If We Die 'Out there' . . .

After placing her in hospice, I'm currently going through a good sized living room 2' deep in boxes from my mother's old folks home locker.
Almost every box is labeled,
"Photos and documents to be sorted".
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Old 17-07-2011, 21:37   #40
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Re: If We Die 'Out there' . . .

Quote:
Originally Posted by Ironhorse74 View Post
Just from my experience safety deposit boxes are a PIA. My father had one and left his will in it when he passed. The will ultimately named me as the executor. Since I did not have it in hand. I had to go to court and get a court order to open the deposit box. All in all cost about a grand.

In keeping with this thread. When do the courts decide to declare you dead? So hypothetically you are in a big blow in the Pacific. You disappear. Courts declare you dead and all your money goes to your 20 something year old son. Who blows it all on fast cars and a stripper named Molly Mounds. Sometime later you are found on that mythical desert island. What then?
Classically, it was 7 years after you disappeared and could not be found, a relative could petition to have you declared deceased. But you should have a will, and leave copies with a lawyer, accountant, or various relatives, even friends. You can make as many copies as you wish so long as they are all identical and notarized and witnessed.
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Old 18-07-2011, 04:36   #41
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Re: If We Die 'Out there' . . .

"Classically, it was 7 years after you disappeared and could not be found, a relative could petition to have you declared deceased." - Does this mean that your pension continues to run for seven years? This could be a windfall for your heirs.
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Old 18-07-2011, 07:06   #42
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Re: If We Die 'Out there' . . .

I would suspect that it would if you had automatic deposit set up. But, if you have checks sent and they are being deposited in an account that is not yours - that may be a problem for the relatives/heirs.
- - In any case if you are in fact dead, I don't think you will be worrying much about who is getting your money.
- - But if you re-appear after such a long time, you had better have a good explanation for not filing your annual tax returns for those "lost years."
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Old 18-07-2011, 08:41   #43
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Re: If We Die 'Out there' . . .

Safe deposit box. I have a key and my executor has a key. The only originals I keep with me are my passport and the Certificate of Documentation for my boat.
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Old 20-07-2011, 00:39   #44
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Re: If We Die 'Out there' . . .

Quote:
Originally Posted by lorenzo b View Post
Safe deposit boxes are the first thing the IRS seize when they smell a rat.
If you have to keep it in a safe deposit box, you don't need it.
Just saying.

Same thing up here in Canada. The bank got wind my dad died and prevented me from accessing it even with the required paperwork being completed. Had to be opened by the Lawyer in front of witnesses.

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