We're sitting in Southern Virginia, waiting to exit south on the ICW
. We're shopping
as our current insurance
is only good on the Chesapeake. It's proving challenging and I'm looking for your advice.
1 - Seaworthy
( aka Boat
US ). I once had a bad experience with a Boat
US claim and am therefore hesitant. Also their deductible goes up to 10% of insured value during storms. Do you have Seaworthy
and can you comment on their service
2 - Markel. I like them but they offer no wind
insurance in FL Latitudes in summer and we likely need to stay there for family
reasons. Can you comment on their service
3 - Osprey. They have a terrible reputation due to their aggressive depreciation schedule. Using their depreciation schedule my boat has little replacement value in spite of a week old survey
. I'm likely avoiding them.
4 - Lemma. A bit of research
shows a very small company and therefore a risk if everyone gets hit at once. Do you have Lemma and can you comment on their service ?
Thanks for your help !