This post is stand alone, that while not answering OP's question it contains information which may be useful to others.
I've been looking for those experts who can answer my questions and as yet have had little success. I am looking for long term coverage for full time liveaboards (American citizens/American expats) in international locations.
All I have found so far is two websites.
provides comprehensive medical
coverage which is ACA compliant, worldwide, and provides an option for choosing personal doctor.
promotes themselves as 'US style' which is defined as
- US dollar denominated
- US administered
- US terminology in policies and contracts
- Policy is accepted in state of residence. (ACA compliant but defers to state)
My initial contact to wellaway for a quote left things to be desired as their online application asked for Passport number and SSN. I terminated my contact because I would not divulge that information.
I haven't tried the 2nd webpage yet.
As my efforts to find needed information has come up dry I plan to contact Latitude 38 (US west coast
sailing magazine) to try to dig information for international medical
coverage. One of many of my questions is would I (US citizen) be required to carry ACA crap even as long term expat?
Paul L, if it is not too much to ask, please tell who is your underwriter for health
Virgina Lee and Sagablu, given your fields, can you elaborate on the ACA and US citizen while abroad?
Mitch, thank you for posting
the information about Treasure Coast.
Akprb, thanks for that. I will have to revisit them to see if they provide for international.