Some companies give better rates for liveaboards such as Essex creditit. It's rare however that you'll get a loan for the real expensive boat unless you have some kind of collateral. And in most cases they're only going alone for 60 or 70 percent of boats value.
So you may need to come up with 30 to 40 percent to cover that plus taxes
. Title and registration fees
even on a forty six foot three cabin
boat that means all of your kids
will be sleeping with another kid or two on the settee. it's totally doable but you're also going to need to watch your draft
especially in the keys. I spent probably 25 to 30 percent of my time working on the boat. Preventive maintenance
upkeep/ finding a problem before it finds you is the number one way to avoid costly repairs
when you least expect them. You could potentially find a catamaran
under 40 feet that has three separate births is well. And be much more pleasant at anchor
. Especially in the key's shallow draft
boat that you can get into some great anchorages
a smaller cat is going to be worlds easier than a 46 foot mono.