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Old 11-05-2014, 18:50   #16
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Re: Deltaville Marina Shady Dealings

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Originally Posted by BandB View Post
This isn't a check...it's an online payment where he keyed in the comma instead of period. Not the bank's fault. Clearly the marina being unethical.

One more warning. Don't keep excess money in your checking account and DO NOT HAVE OVERDRAFT PROTECTION. Assuming you'd never overdraft your account then the fact there is an overdraft warns you. But if it's linked to your savings then it get's cleared.

Oh and not relevant to this case, but all bank processing is on the numeric amount as it's all scan and computer. The written is only used for verification in the event of an error or forged alteration. But in today's world, the processing is numeric. In fact, the only parts of the check used to process are the codes at the bottom and the numeric dollar amount.
spoke to my italian friend just now. it is an internet transaction. his wife made the payment, and, according to how they do it in italy, she keyed in the comma where he would have remembered to key in the decimal point. i'm just guessing that the bank of america computer 'adjusted' it to accomodate the comma, in the style an american would have written it.

kind of hard to believe because i'm sure BOA processes hundreds of thousands of european transactions every day. and yet when he shows me the numbers it is obvious, at least to me, that the comma was not interpreted correctly. so it should be a BOA problem and they should correct it, and in fact, the first time it happened, they did correct it.

ths time they decided not to. told them to go argue with the boatyard. he's in italy, so arguing ain't so simple. there's a distance and, more importantly, a language problem. the boatyard has simply decided to keep the money for the moment and make a 'good faith' return payment from time to time and in any amount they feel like returning that month.

and yes, who the hell keeps that kind of money in a working checking account unless you're in a business yourself.

so he came to america. to see his boat and try to recover his money. my brother - who speaks english and italian - is going to BOA tomorrow with him to see if he can help fix things up.

i blame BOA for not correctly translating a european coded transaction, but i blame deltaville marina for being less than honest about the error.
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Old 11-05-2014, 19:10   #17
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Re: Deltaville Marina Shady Dealings

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Originally Posted by onestepcsy37 View Post
spoke to my italian friend just now. it is an internet transaction. his wife made the payment, and, according to how they do it in italy, she keyed in the comma where he would have remembered to key in the decimal point. i'm just guessing that the bank of america computer 'adjusted' it to accomodate the comma, in the style an american would have written it.

kind of hard to believe because i'm sure BOA processes hundreds of thousands of european transactions every day. and yet when he shows me the numbers it is obvious, at least to me, that the comma was not interpreted correctly. so it should be a BOA problem and they should correct it, and in fact, the first time it happened, they did correct it.

ths time they decided not to. told them to go argue with the boatyard. he's in italy, so arguing ain't so simple. there's a distance and, more importantly, a language problem. the boatyard has simply decided to keep the money for the moment and make a 'good faith' return payment from time to time and in any amount they feel like returning that month.

and yes, who the hell keeps that kind of money in a working checking account unless you're in a business yourself.

so he came to america. to see his boat and try to recover his money. my brother - who speaks english and italian - is going to BOA tomorrow with him to see if he can help fix things up.

i blame BOA for not correctly translating a european coded transaction, but i blame deltaville marina for being less than honest about the error.
BOA is US bank though and US internet site. They simply took a comma as a comma. But also the item reappears for review. Do I think they should have assisted in getting the money back? Yes, but they did one time and we don't know how much time passed this time.

I would let the boatyard know my next visit was to law enforcement if they failed to cooperate. Now of course the real problem is probably that they don't have $15,000 which also is further proof they knew exactly what was happening, that they have little enough cash in their account, the $15,000 would show up as obvious. Accepting and keeping money you know isn't yours or you're not entitled to is a crime. Might be time to engage a US attorney too. My fear is the longer it goes the less likely he'll ever see the money. In fact, they may plan right now to see if they can sneak it beyond the statute of limitations.
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Old 17-05-2014, 13:24   #18
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Re: Deltaville Marina Shady Dealings

Do you mind telling the name of the marina involved? My boat is located at a marina in Deltaville and while I doubt if my marina is involved, I would like to be certain that they are not.
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Old 17-05-2014, 15:38   #19
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Re: Deltaville Marina Shady Dealings

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Originally Posted by onestepcsy37 View Post

i blame BOA for not correctly translating a european coded transaction, but i blame deltaville marina for being less than honest about the error.
BOA computer systems at fault if it allows a numeric data entry field to accept commas, Bad specification, bad programming and bad system testing.

However, also agree re the boatyard honesty. Good luck in getting the money backl
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Old 17-05-2014, 15:55   #20
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Re: Deltaville Marina Shady Dealings

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BOA computer systems at fault if it allows a numeric data entry field to accept commas, Bad specification, bad programming and bad system testing.
Actually it doesn't accept that. It just ignores a comma. So you type one in, it gets ignored, but it isn't interpreted as a period. You type 150,00 and all that shows up is 15000, which is $15,000. And, for the record, I'm not guessing this. I tested it.
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Old 17-05-2014, 15:58   #21
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Re: Deltaville Marina Shady Dealings

I would never give direct access to a bank account. However, I joined a health club once that gave a discount for auto payment on the Credit Card. After quitting it took 1.5 years to get the deduction stopped. I never got the money back as the CC company said I had authorized it. But the State attorney General got them to stop taking the money.
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Old 17-05-2014, 16:18   #22
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Re: Deltaville Marina Shady Dealings

Please PM me with the name of the marina, as my vessel is there.
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Old 18-05-2014, 19:32   #23
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Re: Deltaville Marina Shady Dealings

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Please PM me with the name of the marina, as my vessel is there.
the name is Deltaville Marina, in deltaville virginia.
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Old 21-05-2014, 13:56   #24
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Re: Deltaville Marina Shady Dealings

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Please PM me with the name of the marina, as my vessel is there.
You don't know the name of the marina your vessel is located in?

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Old 21-05-2014, 14:10   #25
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Re: Deltaville Marina Shady Dealings

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You don't know the name of the marina your vessel is located in?

Mark
You don't know what a dangling modifier is?
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Old 21-05-2014, 14:14   #26
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Re: Deltaville Marina Shady Dealings

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You don't know what a dangling modifier is?
I don't believe thats a dangling modifier

"Turning the corner, a handsome school building appeared."

Who performed the Turning?
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Old 21-05-2014, 14:24   #27
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Re: Deltaville Marina Shady Dealings

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I don't believe thats a dangling modifier

"Turning the corner, a handsome school building appeared."

Who performed the Turning?
Wifey B: And who calls a school building handsome?
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Old 21-05-2014, 14:29   #28
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Re: Deltaville Marina Shady Dealings

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Wifey B: And who calls a school building handsome?
Thats !
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Old 21-05-2014, 14:30   #29
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Re: Deltaville Marina Shady Dealings

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the name is Deltaville Marina, in deltaville virginia.
Deltaville Marina has been around since I was a kid (that's a loooooooooong time!) I've done business with them in the recent past and enjoyed a very professional, businesslike and friendly relationship with them. Maybe owners have changed and their practices have changed, I don't know, but I'd really hesitate to jump to the conclusion that they're engaging in "shady dealings" from the sparse evidence in this thread.
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Old 21-05-2014, 16:14   #30
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Re: Deltaville Marina Shady Dealings

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You don't know what a dangling modifier is?
Sure, but it still doesn't make sense written elsewise: "my vessel is located at that marina. Please PM me with the name of the marina".

BTW, I don't think the original is a dangling modifier.

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