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Old 06-01-2015, 08:52   #16
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Re: Cruising start at 55 or 56

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Originally Posted by colemj View Post
Then you should be asking her/him, not us.

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I did and said so in the the original post. BTW, it's a her
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Old 06-01-2015, 08:56   #17
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Re: Cruising start at 55 or 56

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Did you by any chance reverse those digits? Did you mean at 55 or at 65?
I don't see how the cash kitty could almost triple in one year...
That's a lot of difference for one year.


Are you working in a coal mine with a fear of black lung? F'gonness sak, take another year. Compak your stuff!
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Old 06-01-2015, 09:05   #18
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Re: Cruising start at 55 or 56

I'm in the same situation except that I stand to make quite a bit more money if I wait another year. For me it's a no-brainer, I'm leaving now.
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Old 06-01-2015, 09:27   #19
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Re: Cruising start at 55 or 56

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Originally Posted by sailorboy1 View Post
I did and said so in the the original post. BTW, it's a her
Sorry, all I saw in the original post was HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER!

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Old 06-01-2015, 09:30   #20
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Re: Cruising start at 55 or 56

Happy New Year ! I'm 68 & I've just sailed alone from North Carolina (Beaufort) to Sint Martin, Dutch West Indies in 11 days... In 2006, I resumed skiing with my son, after a 30 year gap... If you're in good shape, you can easily sail 'till you're 80 years old, so what's one year really ? I would wait one more year & use that year to prepare my life afloat Read again Adlard Coles' Heavy Weather Sailing, read, read, read... all the classic from Joshua Slocum to "Taking on the World: A Sailor's Extraordinary Solo Race Around the Globe" by Elen Mac Arthur
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Old 06-01-2015, 09:30   #21
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Re: Cruising start at 55 or 56

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Originally Posted by colemj View Post
Sorry, all I saw in the original post was HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER! HUNTER!

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Old 06-01-2015, 09:41   #22
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Re: Cruising start at 55 or 56

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Originally Posted by sailorboy1 View Post
...If leave at 55 the cash kitty gets to $39,500 at the low point ...
This seems to figure in an uncanny foresight into future events and expenses. I will propose that reality will result in one of the following:

1) Cash kitty is much less money at the "low point".
or
2) "Low point" comes much sooner than you expect.


If you have a separate kitty set aside for post cruise, and you have budgeted for insurance I would say go for it. If the cash kitty needs to hold you over after cruise till making money again, and cash kitty needs to cover emergencies (while having minimal or no insurance) I would say need to plan on the 56 year old option.
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Old 06-01-2015, 10:26   #23
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Re: Cruising start at 55 or 56

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I'm seriously considering buying Smack's Hunter just to piss some people off
You will have to get it rewired!
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Old 06-01-2015, 11:19   #24
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Re: Cruising start at 55 or 56

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nope, that is 55 or 56

waiting an additional year is a year of savings plus a year of not taking money out of the cash kitty
So why not wait two years? Four years? How about 10 years?

Seems to me your questions keep orbiting around the quest for something impossible to find here; security, or perhaps certainty. From my perspective, what I would be questioning is whether I have enough -- enough money, boat, skills, experience, desire, adventure, longing ...

The question of enough is not something you're going to find answers to ... at least, not here. If you don't have enough, then wait. If you do have enough, then go now.
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Old 06-01-2015, 11:30   #25
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Re: Cruising start at 55 or 56

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One more year to almost triple the cash kitty? I'd take 56 without regrets.


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Old 06-01-2015, 11:41   #26
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Re: Cruising start at 55 or 56

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Originally Posted by ALAIN97133 View Post
Happy New Year ! I'm 68 & I've just sailed alone from North Carolina (Beaufort) to Sint Martin, Dutch West Indies in 11 days... In 2006, I resumed skiing with my son, after a 30 year gap... If you're in good shape, you can easily sail 'till you're 80 years old, so what's one year really ? I would wait one more year & use that year to prepare my life afloat Read again Adlard Coles' Heavy Weather Sailing, read, read, read... all the classic from Joshua Slocum to "Taking on the World: A Sailor's Extraordinary Solo Race Around the Globe" by Elen Mac Arthur
Yeah, read, read, read. Read Outerbridge Reach and you may not want to leave the dock.
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Old 06-01-2015, 12:31   #27
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Re: Cruising start at 55 or 56

One year for triple the money? Geez unless it's doing something illegal where you may get caught and turn 1 into 10 to 20 or something, that is a no-brainier to me.
I mean 1 yr, and Champagne for life as opposed to beer? Or having a plan for God forbid a dis-masting or anything else that would ruing your dream but be survivable if you stay one more year? Is this really a question

On edit, I'm a Beer man, but you get the point
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Old 06-01-2015, 12:35   #28
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Re: Cruising start at 55 or 56

I've got two to go, I'm 54
See you out there
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Old 06-01-2015, 12:38   #29
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Re: Cruising start at 55 or 56

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I've got two to go, I'm 54
Lucky you - you will increase your money by six times!

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Old 06-01-2015, 12:48   #30
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Re: Cruising start at 55 or 56

I wonder how many of the "go now" people have 90+ year expectancies in mind?

I fully believe that you must reach for your dreams, and reach for them NOW, but decades of poverty, when you are not so able, suck.

My choice has been to sprinkle adventures all along the way. Some in my 20s, 30s, 40, 50s... Never stop, never wait, but ever mortgage beyond what you can pay.
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