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Old 03-06-2010, 18:01   #346
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that comes to $45,000 in found money.

That's quite a chunk of change to spend at Walmart or better yet to save up for a few year's rent when you finally do lose your property
I know this is just a quote from some financial rocket scientist, but I must point this out. If the guy in this example has already overspent, and bought a house WAAAAAYYYY out of his league, what exactly leads you to believe he is suddenly going to learn how to save? Simply NOT HAPPENING. By the way, someone who finances their dream in this fashion isn't a cruiser, he's a criminal. You do not want to be anchored around this guy if his rode is the same strength as his moral fiber...
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Old 04-06-2010, 03:30   #347
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Tomato Salad Recipe

Tomatos (Sliced)
Olive Oil (Extra Virgin )
Black pepper (Ground - as in dispensed from a pepper pot)


Use a bowl. and be generous with the Olive Oil Can also mop up with bread (recipe to follow ).

BTW the original recipe had some herbs in it. I can't remember what But I forgot to put them in But tastes good to me without
I am a pretty good cook and I couldn't even get started with this one...

I oiled up some tomatoes and they kept sliding off the plate. Do you have to cut the tomatoes or something?
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Old 04-06-2010, 03:36   #348
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Wait one moment... you will also need to calclate using the regional inflation rate of where you intend to cruise, not just the rate of the country where your investments are based.

Australian Inflation rate current: 2.9%
Mexico Inflation rate (consumer prices): 3.6% (2009)
6.5% (2008)
USA is about 2.5% at the moment
Don't forget ROE changes...

Can you provide me a list of monthly ROEs between USD and predominant SEA currencies for the coming 5 years please I need it for wire transfer planning -
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Old 04-06-2010, 06:27   #349
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I am a pretty good cook and I couldn't even get started with this one...

I oiled up some tomatoes and they kept sliding off the plate. Do you have to cut the tomatoes or something?
The clue is in the word "sliced"
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Old 04-06-2010, 07:01   #350
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The clue is in the word "sliced"
and why is he trying to use a plate, they are for catamarans only aren't they

Real sailors have a plastic dog bowl, doesn't spill, won't break and easy to wash (rope through handle, over the side it goes).

In fact I can now supply Yacht dog bowls for crew at a very reaonable mark up

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Old 04-06-2010, 07:34   #351
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and why is he trying to use a plate, they are for catamarans only aren't they
Or for those posh people with a 77 metre boat?
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Old 04-06-2010, 08:18   #352
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Since provisions are the largest category of expense, I thought I'd share this weeks
menu and one of its recipes with you....
Weekly Menu

Day of the Week __Breakfast______ Lunch _______Dinner

Monday _________oatmeal _____Lentil Soup ____Salad & Crusty Bread
_____________w/ butter & milk __w/beer& rolls _______w/ wine

Tuesday _________oatmeal ___potato leek soup __Salad & Crusty Bread
___________w/ butter & milk ____w/beer ___________w/ wine

Wednesday ______oatmeal __squash apple bisque ______lentil chili
___________w/ butter & milk __w/beer ____________w/ rolls & wine

Thursday ______oatmeal _____eggplant marinara __Salad & Crusty Bread
__________w/ butter & milk ____w/tortellini & wine ____w/ SG&T

Friday ________oatmeal _______green risoto ______seafood rice salad
__________w/ butter & milk __w/salad & wine ________w/ SG&T

Saturday ___potato pancakes ___arroz con pollo __Salad & Crusty Bread
___________w/ sour cream ___w/salad & wine ________w/ beer

Sunday _____cinnamon rolls _____Uzbek pilaf _________tabolleh
______________w/ icing ____w/ fruit salad & wine _____w/ beer

SG&T = sundowner gin & lime juice & chilled water

Lentil Soup Recipe

1 med onion, chopped
1 stalk celery, sliced thin
1 can chopped / stewed tomatoes
1 bottle / can cooked beef, or 300 gm beef shoulder cut into 1 cm dice.
1 T lemon juice
1t black pepper( to taste )
1t salt
1t cumin
1T sugar
1t coriander
1T dried mint
1 1/2 C or 375 ml split red lentils
8 C or 2 L water
4 beef boullion cubes
2T canola oil
1/2 C or 150 ml brown/white rice

brown beef in oil if fresh
saute onion til translucent
into large soup pot add water, boullion, lentils, spices, lemon juice, beef,
tomatoes, celery, sugar, and onion.
Simmer on low flame for 1 1/2 hours or 10 mins in pressure cooker.
add rice
simmer 15 mins more for white rice, 30 mins more for brown rice.
serve in heated bowls, garnish with celery or cilantro and a dollop of sour cream


INDY
I understand your point and agree there needs to be diversity in meals. But I have been reading and watching this thread. Does anyone fish and lobster, or crab anymore?
Don't coconuts fall from trees? Is picking up the odd job here and there beneath you? Just wondering.
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Old 04-06-2010, 09:00   #353
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But I have been reading and watching this thread. Does anyone fish
Apparently very few people can catch a fish....
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Old 04-06-2010, 09:04   #354
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Okay lets try this. My monthly expenses now.


Location = Saint Petersburg Fl
Dependents = Just myself thank god
Employment = Small business owner taking it hard the last 2 1/2 tears
Living area = Small apartment 550 sq ft $549.00
Food $160.00
Insurance $61.00
Electric $30.00
Water and sewerage $30.00
Fuel for vehicle $120.00 a lot I know
Total $950.00 a month

Could I live the cruisers life on $500.00 a month ? I like to think I could and am going to try with a solid 30 footer or less set up properly and well stocked with gear from the get go.
This means no rent, less fuel, no electric bill, no water bill, and maybe even no insurance on the boat. Money in a high yeild account to tap when needed. (Emergencies happen)
Live off the land and sea as much as possible. Provision smart from small farmers markets, eating more coconut, local produce, and mango you can scrounge up on your own. Stay out of marinas, get rid of stupid vices like rum drinking or beer for that matter.
And one more thing! Use internet to make friends in different countries along your route. You never know where a nice hot shower and soft bed will be waiting for you as well as they know the layout of the land in their country. A little knowledge goes far my friends
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Old 04-06-2010, 10:05   #355
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Having had my personal "dog bowl" I've migrated to one of those big mouth mugs with a cover. Food stays warmer longer, the lid keeps the salt water out, and if you buy a good one, most of the stuff'll still be in the mug after you recover from that unintentional jibe, knockdown, or "fish on!". And you don't always need a spoon.

So if you want to cruise on the inexpensive:
- prepare the boat for inexpensive cruising where the items are the cheapest
- know and buy what you need, if you've got money or space left, buy what you want
- stay out of marinas
- plan ahead to stay on the hook and have the proper gear
- avoid the high priced areas or areas that go crazy during season
- simplify the boats systems
- the average cruiser spends 80% of their time on the hook
- live within your power requirements, install wind/water/solar power generation
- provision simply, avoid brand loyalty if you can, buy locally
- develop interests that cost little money but are spiritually rewarding
- waste as little as possible
- don't neglect annual maintenance
- don't neglect regular maintenance
- supplement your income, be creative, work for cheap, volunteer time locally
- if you can't afford to buy it twice, buy the better one at the higher price once
- be smart about spares, carry what you need, not what the marine store/service department says
- get copies of maintenance, parts, and operating manuals for every system you have on board
- don't be afraid to ask for help, you can get some excellent info and develop lifelong relationships

You're going to have to buy this stuff, so plan on it. Electronics are relatively cheap but you don't need all the instruments. If one item will do double (or triple) duty, then give it serious consideration (laptop vs chart plotter). You need a VHF but you don't need SSB (and can get by with a general coverage, shortwave radio). Taking pictures is a given, so maybe a camera that's water resistant is better than the cheaper one that's water sensitive requiring you to buy a housing. And if the camera does video, you're ahead of the game. Get an EPIRB. Get and wear a sailing harness. If you're going offshore then give a serious consideration to a life raft (and abandon ship bag).

KISS. It's obvious but the fewer items that you have on board the less that can go wrong and the lower the costs of repair. Maintain your systems as best you can. Chances are good that sometime your refrigeration will fail so don't put all your provisions into frozen food.

Be efficient. If you're heating the oven for bread, why not fill the oven with either more bread, a casserole, or other baking items. Use a pressure cooker if you can. If you've made too much pasta, then consider having leftovers before the pasta goes bad. Consider walking or bicycling instead of taking a taxi. Group up for rides to events, shopping, or tourism. Consider fans, LED lights, a windscoop, solar showers, as opposed to a genset, running the engine, or being at the dock.

Buy smart. Case lots of small cans can be more expensive than institution sized, but are far easier to store and if one goes bad, you're out a few ounces vs pounds. Don't forget treats (cupcakes, canned treats, candles, cards). You can never have too many zip lock bags or collapsible plastic containers. Develop a menu so you'll have a good idea of what to buy. If you've got family or guests aboard, it's good to have a "don't like that" list too. Take care of yourself. Take multivitamins because there will be times when you might not be getting a balanced meal. Develop meals that are easy to prepare and eat for those times when the weather's not cooperating. Don't forget tools, filters, and other consumables. Don't forget cruising guides, a few paper charts, and some navigation and safety gear, and a better than average medical kit.

Take small steps. Go out for a week or two, come home and rethink. Go out for a month and do the same. Practice anchoring, picking up a mooring, cooking underway. Practice heaving to. Spend a week on the hook. Change oil, bleed the fuel system, practice sail repair before leaving (In my case, the first time was always the toughest for those.). Do things locally that you either feel you need more practice in or need some professional guidance.

If this is your first foray in cruising, do some basic planning, then do the research. That way you'll have an idea of what each anchorage will cost, where the bargains are, and what there is to do. You can always come home and rethink or reprovision. Life happens and you shouldn't have a fixed in stone itinerary, so have a treat fund for those. Talking to other cruisers with boats like yours for hints and tips. Join SSCA or CCA and read their bulletins for the most current info.

Do you homework knowing that it's not pass/fail and the answers you get may not be what you planned. Be flexible. Your monthly costs are your monthly costs and there is little correlation between your requirements than the boat next to you in the anchorage.

The only way you're going to know what it costs is to go cruising. That said, knowing your current food and entertainment requirements can give you an idea. If you use 50% higher numbers you'll have a ballpark idea of costs for items brought in to the place you're currently at. Local items may be considerably less and provide better memories and stories.

Almost everyone here can provide info on someone who's cruised on XX-YY/month. But the folks that do that aren't you, don't have your interests, may have cruised in the past or in different waters, or have different requirements. But you've gotta start somewhere...
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Old 04-06-2010, 10:53   #356
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Apparently very few people can catch a fish....

STOP rubbing it in!!!!!!!!!!!


Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.

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Old 04-06-2010, 11:08   #357
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STOP rubbing it in!!!!!!!!!!!


Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
Chicken is good. Chicken is good.

Someday I'll teach you all about trot lines
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Old 04-06-2010, 11:43   #358
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Sushi and sandwiches

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Have you tried Hummus with flat bread as an alternative to ham sandwiches?
I have a recipe for Lentil chili that is delicious...

Visit the chocolate aisle but purchase cocoa... make those things you love with cocoa... fudge... brownies... chocolate cake..

Learn to make your own sushi... chinese and japanese dishes..

INDY
Hummous and arabic bread - yum yum. With cucumbers and sweetcorn. Delicious. Also, sarge bread (looks like pancakes, never seen it outside Kuwait) stuffed with tons of salad. Just found a recipe for chapattis - gonna go practise now. Flour and water with a drop of oil - how difficult can that be....??

Sushi - yep, made some the other day, but although it's way cheaper, it's just never as good as at the sushi bar! My crab/salmon/avocado salad is getting there though - I've figured out to use a potato peeler to make those really thin slices of cucumber!
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Old 04-06-2010, 12:32   #359
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STOP rubbing it in!!!!!!!!!!!
Who? Me?


Quote:
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Chicken is good. Chicken is good.
Chicken is good. Chicken is good.
I agree.... as long as the farmer doesn't catch you nicking his hens.
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Old 04-06-2010, 12:37   #360
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Okay lets try this. My monthly expenses now.
.....
Total $950.00 a month
w1651 - I'm still at the planning stage for this, but I have assembled a spreadsheet of things I know I will have to spend money on and (at today's prices) it comes to about £800 per month (= $1200) and I'm sure that's a minimum. I'm planning a 30-39 footer and at the minute I'm very taken with the Hunter Legend 33, ideally in a bilge keel version.

http://www.theyachtmarket.com/boats_for_sale/64796/
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