These guys know a thing or two about sailing while keeping costs down.
(search for blue anarchy dot org)
The big question I have, is how much money
do you have upfront to prepare to live on $500 or less a month? Does that $500/month have to cover a boat payment, boat repairs
, and living expenses until you are ready to go cruising? Can I bring my laptop
, bicycle, kayak
, snorkeling gear
, and hiking boots for activities to do that don't cost anything now that I have paid for them?
My hypothetical quick budget
if I needed to live as cheaply as possible.
- $25/week, $100/month, $1,300/year. I'm not sure if I would qualify for food
stamps by choosing to do this. I would eat the way my grandparents did on the farm, and cooking
my own meals
most of the time. I would mainly eat a vegetarian diet, and find farms where you can pick your own crops.
I would also get a fishing license
in Michigan (where I would spend summer), and possibly during the winter if I stayed anchored someplace for a few months.
- $5/month. Clean drinking water
, collect rain water for showers, and a little propane
- $4/month, $50/year. I would try and keep the temperature between 85-65. I wouldn't need many clothes if any.
Shelter - $50/month, $700/year. Boat in good shape. No property taxes
, home owner associations, permit fees
, trash, electric
, sewer, water bills... As long as the boat is taken care of, and is made out of high quality products...I would still want some toys though. It might blow my budget
at first. I would buy maps and other typical gear
- I would have a cell phone
. It should be pretty cheap
, but I will hope to get it down to $25/month, $300/year. My iPhone
as part of a family
plan is $65/month, $780/year. I may have to splurge on that.
- I wouldn't want to go without it, even though I know tit would be cheaper to get treated in Mexico if something comes up. I haven't needed my health insurance
in the past, and I hope to keep it that way. $55/month, $660/year
- $0 I would have to research
this some more,and determine if I can keep the boat safe.
Fun - I have listed a few things to do above that are free. I would also spend some time at the beach, since I am beach deprived right now. I would also have to add a budget of $20/month for boat drinks. $240/year. I don't drink very much now, maybe $40/year. But, I would like some drinks on a boat.
There are a lot of 'free' activities to do in different cities. I would have a bicycle to ride, and my laptop
has free digital OTA TV when I am close to a city and the weather
What did I forget? This comes out to $299/month. I'm not sure how much adding a girlfriend to this would cost. maybe that would get up to $500
I would like to go to the Bahamas
in the winter, and a few other Caribbean
locations. Entry fees
will cost about $250/year I think. Plus, I will try and use free anchoring
, moorings, or docks most of the time, but I will budget $800/year towards marina fees and other miscellaneous expenses.