Originally Posted by callmecrazy
My kind of logic!
As a poor person who doesn't steal... I fully support this viewpoint
There is a great, underserved bias in the USA regarding people with little
means. It represents FEAR of losing one's job, thus one's home and car, and
savings by what is left of the middle class.
This FEAR is not found in most of the world, because the rest of the OECD
has a social safety
net which eliminates the risk of bankruptcy from medical
expenses, and eliminates the loss of one's home should one be laid off.
Rather than focus on the issues of medical
care for all, job sharing instead of layoffs, a 30 hour work week (mandatory) to force companies to add workers to make up for shortages created by working people > 50 hours/ week for 40 hours pay, the working middle class choose to focus on abortion, gay
rights, and other circuses.
There will always be a shortage of talented, motivated people to get things done. If you can control your expenses, you will be able to find odd jobs to fill the gaps and permit
you to carry on.
For example, my neighbor John, is a very talented Project
Manager. His last project
was a $4 billion casino-resort in Las Vegas. His company wants him back, desperately. He has been offered projects in Rio and San Francisco
. He has turned them all down. He has a ferrocement 37ft ketch
, which has seen better days. But the engine
work. He is currently working 3 days a week tending bar, making $500/ week.
For him it is sufficient. He likes the low stress part of all this.
I mention this because, it is necessary for many of you to think in terms of casual work to meet your budgets. You simply can't save enough to just go off.
If you are a vet, you might get disability, if you are a vet over 60, take SS at 62, apply for your VA pension so it starts at 65. It will adjust your income
so your net income
AFTER medical expenses is $10,800 if single
and $15,000 if married. You don't have to check in every 6 months like you must for SNAP, you don't have to go after EIC, though you can file for that too, and you can file for SSI too.
If you are much younger, and a vet, stay in the reserves, organize your TAD so it's in one block. Try to get 90 days of training each year. Go sailing the other 9 months. Transfer to the Navy
, where promotions are easier to get, select a specialty that is in demand As an E5 you will earn $2400/ month. if you stay in the barracks, you can easily save $6000 during your tour. IF you make E6 or better the income gets better. Stay in long enough to get your "20 year letter" with that comes your pension at 60, yes 60.
If you are currently unemployed, and a vet or young and in the US join the Coast Guard, or Navy
reserves. better than starving. Do your two years, make E5, save some money see some of the world, look for a boat. Whatever you do, get your 20 year letter.
IF you are an IT professional try to organize working from your boat, my neighbor Bob does that. He goes to work every week day in his aft cabin
. He connects to the internet
via a high gain antenna
and an Alpha, you can use a high gain antenna
and a bullet.
What ever you do, stop thinking you will not work once you leave, instead research
working opportunities. schedule your cruises so you arrive at those places, before you run out of money, work rebuild
the kitty, then move on.