It depends a lot...of course..
Is it a yearly plan or a one off cruise
Percentages are useless anyway. Costs will depend on the boat and crushing style. Will it need repairs
and upgrades etc. will you need to store it after or sell it. You might be better to tell us your overall plan and then put pen to paper...or fingers to spreadsheet. Marina visits are rarely needed in the Caribbean
there's so many protected anchorages
nearby provisions etc.
Personally if I just wanted 6 months in the Caribbean I'd likely find a local boat for sale
at around $30K for a well found 36' cruising mono. No need for bells and whistles here, just some decent sails
so ex charter
bare necessities is fine. No real need for water
makers and solar
but they are a nice addition for autonomous cruising.
The $70K remaining would allow for around 3-4 years of living expenses, summer storage
, maintainance etc.
Or sell the boat after the season and all up cost would be around $30K for a quick sale
Groceries in the Caribbean are a bit more expensive than what you are used to, so allow an extra 20% of what you spend now. Marinas
are maybe $20/day for a 36' mono. Hard storage
maybe $10/ day plus $400 hauling in and out. Anchoring
is free everywhere. Mooring
buoys range from $10-$30 or are free in a lot of areas, but you can anchor
I would probably look at buying
in euros, given the exchange rate. You will likely find a European cruiser ready to sell and pick up a good deal in USD. Either that or an ex moorings from BVIs where it should be in decent ready to sail condition at a decent price
and a fairly simple transaction with a large range of late model benetau etc to choose from.