Based on my personal experience, the cost of ownership
= how much do you have and then maybe add 10%. I have a 38 ft boat. Cost of new mainsail
, track system, and 110 Yankee. Roughly $8K. Just replaced all 26 yo electronics
, $10K , replaced all lights with LED's, 1K. Bottom job including haulout and splashing, $2K.
$5K. Cost of full coverage insurance
$3800/yr. cost of full liability only insurance
, $800/yr. This is in addition to dock fees
and all the little parts
and pieces for everyday maintenance
Getting the picture? Owning a boat is not cheap
and the bigger the boat, the more expensive. Lines are bigger, hardware
is bigger and systems more complicated.
This is not to discourage you from owning a boat but be careful with the spreadsheet. I used them all the time. Remember GIGO.
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