In my view you can’t generalize, it entirely depends on price
and specification. If you look at two boats of the same model, one with little of no equipment
and another fitted out like you want—all other things being pretty much equal—it’s quite easy to estimate how much it will cost to bring the lesser boat up to the level of the other.
It also depends on what you judge as “cruise ready.”
After looking at both boats, I bought the run-down ketch
, yet which had been cruised from San Diego
over a two year period. But my wife said there was no way she was going cruising on “that thing,” until we had renovated it and fitted certain “essential” equipment.
It also depends how long you want to wait to go cruising. If you want to go straight away, then the better fitted out boat might be the way to go.
Me? I’m finally coming to the end of four years of extensive, and some might say, extreme, improvements, including changing the rig to a Brigantine Schooner, and adding many items of equipment neither the well equipped boat nor mine had in the first place.
One advantage I have now is most of the new equipment is still under warranty, which would probably not be the case, even in a well equipped boat— that is assuming it actually works.
I also know how the equipment was installed, because I did it myself.
So I’m perfectly happy to have bought a much cheaper, less equipped boat, because we now have one exactly to our tastes.
What's OCD Mimsy?