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Old 06-11-2018, 23:11   #1
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Location: Port Aransas Texas
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Looking for owner finance please

I am in Port Aransas and am interested in finding a decent used 28 to 35 ft sailboat owner finance. I am looking in the Kemah area or Texas coast area. I am willing to make up to $300/month payments or will trade honest hard work for a boat. I am currently the owner of a Skipper 20 and have plans of sailing to Florida in pursuit of My dream of living aboard a boat writing my poetry but am willing to live in Kemah area until boat is paid for. Project boat is just fine. Please pm me here if you have any advise as to how I may find a deal. Thanks most kindly and may GOD Bless you each!
Treyolsen
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Old 07-11-2018, 10:22   #2
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Location: Punta Gorda Fl
Boat: 40' Leopard
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Re: Looking for owner finance please

Nice dream . But the reality is more of a night mare.
Most people will not finance a boat that is any type of condition .

And a project boat will usually cost more than the boat.
Be very careful.
My suggestion is save your money and buy a good 30-34 catalina or hunter
and then do some coastal sailing . You can pick up a good older boat in pretty good condition or a round 20k
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Old 07-11-2018, 15:02   #3
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Re: Looking for owner finance please

Start a Gofundme campaign, you'll have more luck.
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Old 07-11-2018, 15:53   #4
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Location: Lakewood Ranch, FLORIDA
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Re: Looking for owner finance please

I'd be interested to hear from those eager to finance a poet.
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Old 07-11-2018, 16:54   #5
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Location: New Bern, NC
Boat: Pearson 323
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Re: Looking for owner finance please

Quote:
Originally Posted by S/V Illusion View Post
I'd be interested to hear from those eager to finance a poet.

Posting a sample or two might garner more serious consideration. Something like 'There once was a man from...' well you get the idea.
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Old 07-11-2018, 17:39   #6
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Location: Jacksonville Florida
Boat: allied 39
Posts: 37
Re: Looking for owner finance please

There once was a man from port aransas
Who longed for the flap of canvas,
In hope of a boat he wrote a post,
Of being a poet he did boast,
But I am not sure of his chances

I am a poet and did'nt even know it.

Best of luck.
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Old 07-11-2018, 19:57   #7
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Location: Kemah, TX
Boat: 1979 Cape Dory 30 Cutter
Posts: 101
Re: Looking for owner finance please

Why not stick with the Skipper 20? I bet doing so would give you some great ideas for poems.

No. You know what. Give me the 20 footer and I'll write some excellent poems.
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Old 08-11-2018, 09:20   #8
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Location: Cheshire, CT
Boat: Morgan OI Ketch 36'
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Re: Looking for owner finance please

what kind of down payment do you have? Send me a message
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Old 08-11-2018, 09:41   #9
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Re: Looking for owner finance please

If you are willing to work hard then sell your boat. Look carefully for a viable project boat which you can find for nearly nothing. Fix it up. Sell it. Find another one. You get it. Very hard work and easy to get burnt.
I hate to spoil anyone's dream. You might find an angel but the chances are you will jump from the frying pan into the fire.
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Old 08-11-2018, 09:42   #10
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Location: Newport Beach, CA
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Re: Looking for owner finance please

Ok, I have to ask the obvious question - why not go to your bank and apply for a standard loan? I'm assuming, since you're already boating, that your poetry is providing a steady stream of income or else you wouldn't be looking at upgrading.

On the downside, when you miss your first payment on the owner financed boat, will you have your prior boat to fall back on?
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Old 08-11-2018, 09:50   #11
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Location: Northern Neck Virginia
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Re: Looking for owner finance please

Do you have home construction experience?
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Old 08-11-2018, 10:48   #12
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Location: Lake Havasu City, AZ, and PNW
Boat: Seaward 25, Beneteau 40
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Re: Looking for owner finance please

Despite the skepticism of most of us here, I suspect it might be easier than we think to find someone desperate enough to sell their boat to consider this. Just look at all of the boats offered up for free, not that they are bargains. The downside for the seller would be the buyer not paying off what is owed. Keeping the title until the boat is fully paid for is not really a good idea as the collateral is mobile and the boat could easily be abandoned somewhere leaving the original owner on the hook. So, as seller, consider the down payment as your proceeds and any subsequent payments as gravy.

If you cannot find such a seller, consider checking with marinas for free boats that you can work on yourself.
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Old 08-11-2018, 11:22   #13
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Re: Looking for owner finance please

I have a 28ft lancer for 3k

Contact me if interested
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Old 08-11-2018, 11:31   #14
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Re: Looking for owner finance please

Now that I think of it, I've got a 1978 Pearson 28 for 4k I could part with under the right circumstances.
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Old 08-11-2018, 11:55   #15
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Re: Looking for owner finance please

Quote:
Originally Posted by S/V Illusion View Post
I'd be interested to hear from those eager to finance a poet.
Only if his last name is Poe. Of all things a poet and a boat might be the least financeable combination.
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