Our
boat has option 3. I prefer it as it provides redundancy and the most harvest. However, it is the most expensive option.
Because you have such a small amount of solar I don't think and
MPPT for each panel makes sense (unless you have
money to burn). I would just put those 2
panels in parrallel to a Victon MPPT charge controller.
Depending on what kind of
wind generator you have, you can usually find fairly
cheap wind controllers on e-bay. We have been using a $50 Chinese one for about 9 months and are quite happy with it. Its just a PWM one, but it has auto braking function and works very well.