Depending on what you need to do and what your skills are, any simple $20-25 meter from WalMart or Target may do just as well as a $200 Fluke, for now. It won't be as absolutely accurate but it will be good enough for most/many jobs, and if you hook it up the wrong way and blow it up--it won't hurt so badly. The only real limit to the cheaper meters is not to expect more than a 10A range on the amps (2A on the really really cheap
But whatever meter you get? Buy a box of spare fuses
at the same time! They all take exotic fast-blow fuses
and when you DO blow the fuse, you won't be able to pick up a replacement at the auto store.