Ok here it goes. A couple of sundowners and you get will get more than you wanted. Spelling is optional!
15 years and 3 boats later I am closing in on my 6th decade. Many friends and loved ones have gone ahead so I am not waiting until the magical 62.
We have gone in debt when normal people would be pleased to be debt free to buy our retirement
condo. We are still able to save for retirement
and make accelerated payments but it isn't logical to do what we do. We live conservatively in the midwest. We eat out 1-2 times a month. Our vices are our grandkids, dog, boat and beer/wine.
We have been planning the move to living aboard
for many years. As the time grows closer my wife, who is seven years younger and I approach this differently. The most important thing is we are both committed to sailing away in the Spring of 2013. "If you wait until you are ready you will never leave". Take that to heart!
Our plan is to retire next year when I am 60+. Money
wil be tight at first but getting better as we age.
We are avoiding that downsizing our lives the first year since we plan on waiting a year after we leave to, see if we like living aboard
and the housing market to improve. We think it will be easier to downsize when the carrot is in front of us!
We have been summer vacationing on the Great Lakes
for so many years only for the season to end in frustration. Our boats spend more time on the hard
than in the water
and just when you start feeling comfortable the season is over.
The most challenging aspect is not the sea, weather
, boat, technology, etc., etc., but "us". This is not an RV where you can pull off and stop. Oh we are not sailing across oceans but there is a level of maturity that is different than on land. Life depends on larger things than on shore. Your life depends on your mate and their's is your responsibility. A bond in a small area. A great responsibility.
We already have much of the sailing stuff figured out. My wife is the helmsmans during docking
. I handle the lines. She is damn good and it throws the marina into a new level of attention!
As far as leaving our grand children
I reassure my wife that the kids
make more money than we do so they can send the grandkids to visit us! So far so good.
Get it close...sort it out on the way. Stay open to new inputs and don't live like you are on vacation
. This is life in a more real sense than most of us have ever experienced. It is for me my chance to do something out of the ordinary. I am just a regular guy, living a regular life. I'm not a doctor, engineer
or professional of any kind.
I have friends who have done what we are doing and those who have found their weaknesses. Both are encouraging of our plans. This forum is a great place for encouragement. This doesn't have to be a trip to the moon but it's not a trip to the corner market. Reach out and learn from others. It's not a competition!
Best wishes and hope to see you wherever your paradise is!