Cruisers Forum
 


Join CruisersForum Today

Reply
 
Thread Tools Rate Thread Display Modes
Old 29-12-2015, 09:36   #1
Registered User

Join Date: Dec 2015
Posts: 4
Insurance challenges

Hello Everyone,

Been reading for months, but this is my first post.

I am taking a leave of absence this coming year to go sailing and on mission work with our family. Transatlantic crossing, Mediterranean, then back to the Caribbean, and the USA.

We have spent the last six months evaluating, looking at, deciding on, and recently making offers on our boat of choice.

We are financing the boat, and I thought that would be the difficult part, but it was actually very easy to secure the loan on the boat.

What seems to be the sticking point is insuring the boat. We have been turned down by two insurers so far due to lack of experience with crossings.

Any suggestions?

Thank you!
__________________

__________________
Coronath is offline   Reply With Quote
Old 31-12-2015, 04:50   #2
Registered User
 
Lizzy Belle's Avatar

Join Date: Nov 2015
Location: Netherlands
Boat: Ohlson 29
Posts: 1,522
Re: Insurance challenges

Welcome to CF!

Quote:
Originally Posted by Coronath View Post
What seems to be the sticking point is insuring the boat. We have been turned down by two insurers so far due to lack of experience with crossings
Try Pantaenius or other specialized insurers.

If I remember correctly, Pantaenius is the insurer several Dutch sailors with little experience used.
__________________

__________________
"Il faut κtre toujours ivre." - Charles Baudelaire
Dutch ♀ Liveaboard, sharing an Ohlson 29 with a feline.
Lizzy Belle is offline   Reply With Quote
Old 31-12-2015, 09:07   #3
Registered User

Join Date: Dec 2015
Posts: 4
Re: Insurance challenges

Thanks for the reply!

I have a request for quote in at Pantaenius now.

Keith
__________________
Coronath is offline   Reply With Quote
Old 31-12-2015, 09:27   #4
Senior Cruiser
 
skipmac's Avatar

Cruisers Forum Supporter

Join Date: Oct 2007
Location: 29° 49.16’ N 82° 25.82’ W
Boat: Pearson 422
Posts: 12,379
Re: Insurance challenges

Hi Keith,

You don't mention your general boating/sailing experience. I found my insurer BoatUS very receptive to a list of my prior experience, boats owned, etc. If you can't document a lot of prior experience taking some classes might help get a better response.
__________________
The water is always bluer on the other side of the ocean.
skipmac is offline   Reply With Quote
Old 31-12-2015, 10:13   #5
Registered User

Join Date: Aug 2014
Posts: 16
Re: Insurance challenges

Can you consider insurance for coastal first. Build some credibility and after 6 months get new quotes for the crossing?

Sent from my HTC VLE_U using Cruisers Sailing Forum mobile app
__________________
NorthernIsland is offline   Reply With Quote
Old 31-12-2015, 10:45   #6
Registered User

Join Date: Jan 2015
Posts: 278
Re: Insurance challenges

On a related note, do insurance companies normally cover the Bahamas? The Carribbean?
__________________
WindwardPrinces is offline   Reply With Quote
Old 31-12-2015, 10:47   #7
Senior Cruiser
 
skipmac's Avatar

Cruisers Forum Supporter

Join Date: Oct 2007
Location: 29° 49.16’ N 82° 25.82’ W
Boat: Pearson 422
Posts: 12,379
Re: Insurance challenges

Quote:
Originally Posted by WindwardPrinces View Post
On a related note, do insurance companies normally cover the Bahamas? The Carribbean?
Depends on the boat, the owner and the policy. Most US insurers I know about do include at least the near Bahamas if the owner has reasonable experience.
__________________

__________________
The water is always bluer on the other side of the ocean.
skipmac is offline   Reply With Quote
Reply

Tags
insurance

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
'This' Solves All of Your Mosquito Challenges, for Just $25 offline Off Topic Forum 4 12-08-2011 13:24
Challenges of Living Off the Hook Lexam Liveaboard's Forum 42 22-06-2011 18:18
Challenges to Living Aboard from Carolinas to Florida? snort Liveaboard's Forum 7 05-04-2011 18:46
Newbie cruiser faces offshore challenges Hud3 General Sailing Forum 3 23-11-2007 20:30



Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -7. The time now is 03:49.


Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.