Since I just started sailing 1 year ago, I have to now try and make my plans fit into my existing life. Since I never had the idea to retire on a boat when I was planning my life I made choices that put me where I am now. Marriage, kids
, college, career choice, mortgage, etc. all put me where I am now.
I've never tried to keep up with the Jones' but I do buy things that bring me enjoyment, a boat being one of them. But it's not easy for me to now uproot and become a liveaboard
cruiser. Heck, it'll still be a few more years before I'm above water
on my house.
My plan right now is to wait til my kids
are gone (age 16 and 12 now) and get the house paid off then start saving aggressively for a liveaboard
, etc. I'm lucky that I have a penson with my company so hopefully that will give me the little bit of security
to retire at 55, sell everything, and move onto the water
to live out our days. Between the pension and savings it should allow us to live comfortable.
Until then, I learn as much as I can and gain as much experiance as possible. I have just over 20 years. Seems like a long time but I feel it will go faster than I want it to.