It's not easy to find insurance
on old boats. I found insurance through West Marine
(originally Boat US Insurance) but my boat was only 23 years old at the time. They did require a survey
Great old boat, I always liked the original Morgan
38 design. Not so much the newer Brewer designed Morgan 38 which in my opinion behaves like a slug, heavy on the helm
and unresponsive, the complete opposite of the original.
I suppose its a difference in design goals, cruiser vs racer
or something. I grew up on dinghies so I want the boat to respond when I wiggle the rudder
. For crossing oceans, I suppose you want a boat that plows ahead no matter what.
Also you might consider insuring for liability only, that is no hull
insurance. It's a matter of risk management.
Good Luck with the insurance racket...