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Old 07-08-2014, 14:55   #1
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Liability Insurance

I am try to buy s sailboat to go cruising in but will need to have liability insurance while still in US marinas. Since I will be full time on the boat snd have no physical land address, I can't find an insurance company who will work with me.

Anyone have any suggestions?

Jim

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Old 07-08-2014, 15:19   #2
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Re: Liability Insurance

IMIS Home Page ~ International Marine Insurance Services

The broker I found through them is a cruiser, too.
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Old 07-08-2014, 17:03   #3
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Re: Liability Insurance

IMIS can definitely help you. They understand problems such as yours.

David
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Old 07-08-2014, 17:09   #4
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Re: Liability Insurance

I will just add: I contacted a local marine insurance broker a couple of days before contacting IMIS. I had my policy in place through IMIS before I ever heard back from the local broker. There have been some issues, but my broker always keeps me up to date on what is going on. The actual company I am with just has an archaic online system. It is so slow that if the system sends me an email about updated documents available online, I have found it best to wait 24-48 hours before following up.
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Old 07-08-2014, 17:39   #5
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Re: Liability Insurance

Do you have an address now? If so, get insurance. For US coastal waters your car insurance company may be the best deal. Then when you move aboard, just change your address to the new one; Postalbox places, the marina etc.
I don't think they will cancel you because you change your address!
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