Cruisers Forum
 


Join CruisersForum Today

Reply
 
Thread Tools Rate Thread Display Modes
Old 27-03-2015, 06:09   #16
CF Adviser
Moderator Emeritus
 
Hud3's Avatar

Cruisers Forum Supporter

Join Date: Sep 2007
Location: Virginia
Boat: Island Packet 380, now sold
Posts: 8,929
Images: 49
Re: How Much is a Month Worth

Quote:
Originally Posted by sailorboy1 View Post
...Next year the years could be easily worth $10,000 for the year to me (more than what I already have) AT AGE 65 (I'll be 56 next year). BUT to get I have to be an employee till the end of the program year, which ends on Sept 30, and I really wanted to leave earlier to see the East Coast of US as I head down to get out of the cold....
Don, September is, in my opinion, the best of all months to be cruising the East Coast. Will you have a few weeks of vacation that you can take prior to your resignation date? Ideally, heading out in mid-September puts you in pleasant Fall weather, and on the downhill side of the tropical storm season. I'd stick around a few months for $10K. July and August are usually hot, humid and relatively windless, on the Chesapeake anyway.
__________________

__________________
Hud
Hud3 is offline   Reply With Quote
Old 27-03-2015, 06:14   #17
Don't ask if you can't handle it
 
sailorboy1's Avatar

Cruisers Forum Supporter

Join Date: Jul 2007
Location: On the boat somewhere
Boat: Hunter 410
Posts: 12,305
Re: How Much is a Month Worth

Quote:
Originally Posted by Hud3 View Post
Don, September is, in my opinion, the best of all months to be cruising the East Coast.
Definitely! Why I wanted to start cruising in Sept and make it to Chesapeake in Oct.

But money talks and bull s**t walks!
__________________

__________________
jobless, houseless, clueless, living on a boat and cruising around somewhere
sailorboy1 is offline   Reply With Quote
Old 27-03-2015, 06:18   #18
Moderator
 
a64pilot's Avatar

Cruisers Forum Supporter

Join Date: Oct 2013
Location: Albany Ga.
Boat: Island Packet 38
Posts: 17,024
Re: How Much is a Month Worth

I'd stick it out until the end of Sept myself, but as someone else said can you save your vacation up and go on vacation? Used to call it terminal leave in the Army, I was on terminal leave my last three months in myself.
If you can great, but even if you can't I'd start moving the boat South a little on weekends, or t least consider it.
You got everything else ready, house, cars sold all that kind of thing?
__________________
a64pilot is offline   Reply With Quote
Old 27-03-2015, 07:12   #19
Senior Cruiser
 
Kenomac's Avatar

Cruisers Forum Supporter

Join Date: Jan 2012
Location: Somewhere in the Adriatic Sea
Boat: Oyster 53 Cutter
Posts: 8,507
Re: How Much is a Month Worth

You seem to be asking the Internet world for answers to personal questions that you should be discussing with only your wife. Is she onboard with the whole enchilada? Does she like her job and land based life?

You're both only going to be happy on the boat if the two of you agree on all the financial, family and job related stuff. The opinions of strangers is meaningless.

Sounds to me like it's time for the two of you to sit down for some quality one on one time, and figure out if cruising full time is what you really want to do. Or, is it only YOUR dream. Maybe another plan will work better, one with LESS stress.

I doubt if it's just me, but I always detect a high level of stress in all your posts.
__________________
Kenomac is online now   Reply With Quote
Old 27-03-2015, 07:27   #20
Registered User

Join Date: Feb 2014
Location: St Augustine, FL
Boat: 1995 Privilege 51
Posts: 285
Images: 3
Re: How Much is a Month Worth

My uncle was a corporate executive. Got MS at 57, couldn't walk by 60, died at 64. His kids are going on GREAT vacations now. He is not.

He is the main reason I am going to be giving up my prime earning years as an IT executive, and trading them for living years. Last kid heading to college next year.

~ Following Cs ~
__________________
FollowingCs is offline   Reply With Quote
Old 27-03-2015, 08:34   #21
cruiser

Join Date: Feb 2008
Location: North Charleston, SC
Boat: Camano Troll
Posts: 4,669
Re: How Much is a Month Worth

It makes an interesting conversation, but I think it's unwise to seek financial or retirement advice on a boating forum.

If you have a financial advisor (professional), I would consult with him or her. If you don't, I suggest getting one. It's only after you're dead and gone that it can be determined what would have been the best plan, but professionals can tell you, based on your individual circumstances, what is likely the best plan.

You wouldn't ask a bunch of financial planners how to sail a boat so why ask a bunch of boaters how to deal with finances?
__________________
rwidman is offline   Reply With Quote
Old 27-03-2015, 08:48   #22
Don't ask if you can't handle it
 
sailorboy1's Avatar

Cruisers Forum Supporter

Join Date: Jul 2007
Location: On the boat somewhere
Boat: Hunter 410
Posts: 12,305
Re: How Much is a Month Worth

Quote:
Originally Posted by Kenomac View Post
The opinions of strangers is meaningless.
Some more than others! Especially if it involves making up psycho babble not related to the topic.
__________________
jobless, houseless, clueless, living on a boat and cruising around somewhere
sailorboy1 is offline   Reply With Quote
Old 27-03-2015, 08:52   #23
Don't ask if you can't handle it
 
sailorboy1's Avatar

Cruisers Forum Supporter

Join Date: Jul 2007
Location: On the boat somewhere
Boat: Hunter 410
Posts: 12,305
Re: How Much is a Month Worth

Quote:
Originally Posted by rwidman View Post
It makes an interesting conversation, but I think it's unwise to seek financial or retirement advice on a boating forum.
Do you really think I would just follow ANY advise on a boating forum
__________________
jobless, houseless, clueless, living on a boat and cruising around somewhere
sailorboy1 is offline   Reply With Quote
Old 27-03-2015, 09:03   #24
Moderator
 
a64pilot's Avatar

Cruisers Forum Supporter

Join Date: Oct 2013
Location: Albany Ga.
Boat: Island Packet 38
Posts: 17,024
Re: How Much is a Month Worth

Quote:
Originally Posted by rwidman View Post
You wouldn't ask a bunch of financial planners how to sail a boat so why ask a bunch of boaters how to deal with finances?

Because one assumes many have gone through it, and its free, nothing wrong with using others as a sounding board, but largely as there seem to be many that have successfully retired on this forum, why not?
The one or two financial planners I have spoken to in my life seem to be more interested in steering me towards plans that they get a "piece" of than actually ensuring I have the best retirement income.
But sure, if a financial planner had sailing experience, I'd ask them how to sail, doesn't mean I'd follow their advice, and I may not follow the financial advice I get here either.
__________________
a64pilot is offline   Reply With Quote
Old 27-03-2015, 09:09   #25
Senior Cruiser
 
Kenomac's Avatar

Cruisers Forum Supporter

Join Date: Jan 2012
Location: Somewhere in the Adriatic Sea
Boat: Oyster 53 Cutter
Posts: 8,507
Re: How Much is a Month Worth

Quote:
Originally Posted by sailorboy1 View Post
Some more than others! Especially if it involves making up psycho babble not related to the topic.
'Guess I was right about the stress and hit a nerve.

Since this thread will be read by many others considering the all or nothing scenario regarding cruising, I'd like to add the comment that my wife and I are 100% on the same page with regards to personal finance and lifestyle choices. Maybe this is why it's (marriage and cruising) has been working out so well. 35 years of marriage and 6 years of cruising. Compromises needed to be made, it was never an all or nothing venture.

Mrs. Kenomac came up with the original idea of owning another boat large enough to live on for extended periods of time, we decided on the type and model of boat together for both the Hunter and the Oyster. And now, the length of the cruising season has also been a mutual agreement. 5-6 months on the water and 6 months of working full time till age 62, so that SHE can retain and retire from her full time job that SHE enjoys. A plan we can both live with and enjoy.

What does Mrs. Sailorboy think about all of this? What's a month worth to her?
__________________
Kenomac is online now   Reply With Quote
Old 27-03-2015, 09:11   #26
Don't ask if you can't handle it
 
sailorboy1's Avatar

Cruisers Forum Supporter

Join Date: Jul 2007
Location: On the boat somewhere
Boat: Hunter 410
Posts: 12,305
Re: How Much is a Month Worth

currently out of posts that answered the question without putting a "but" or "if" in so that if became a non-answer:

3 would go early and not get the money
3 would wait and get the money
__________________
jobless, houseless, clueless, living on a boat and cruising around somewhere
sailorboy1 is offline   Reply With Quote
Old 27-03-2015, 09:14   #27
Freelance Delivery Skipper..
 
boatman61's Avatar

Community Sponsor
Cruisers Forum Supporter

Join Date: Jan 2010
Location: UK/Portugal
Posts: 20,188
Images: 2
Send a message via Skype™ to boatman61
pirate Re: How Much is a Month Worth

Quote:
Originally Posted by sailorboy1 View Post
Do you really think I would just follow ANY advise on a boating forum
Naah...your just trying to beat me for 'Top Spot'.. the most posts about nothing.. and rising..
__________________


Born To Be Wild
boatman61 is online now   Reply With Quote
Old 27-03-2015, 09:19   #28
Registered User
 
hamburking's Avatar

Join Date: Feb 2013
Location: Kingston Ont Canada
Boat: Looking for my next boat!
Posts: 2,146
Re: How Much is a Month Worth

Imagine you get diagnosed with cancer in 2 years. You would regret every day wasted at work. There is always more money, but our lives are limited.

Be thankful you have your health, skills, and a boat to make your trip possible, and don't waste the opportunity "waiting" for a few more dollars. There will never be enough $$$ saved up...just go. Live frugal, it will be more rewarding.

In looking for a boat to buy, I've seen too many that were all ready to go, but never did because of illness, cancer, Alzheimer's, or sudden death.

Have a great trip.
__________________
hamburking is offline   Reply With Quote
Old 27-03-2015, 09:27   #29
Don't ask if you can't handle it
 
sailorboy1's Avatar

Cruisers Forum Supporter

Join Date: Jul 2007
Location: On the boat somewhere
Boat: Hunter 410
Posts: 12,305
Re: How Much is a Month Worth

Quote:
Originally Posted by hamburking View Post
Imagine you get diagnosed with cancer in 2 years. You would regret every day wasted at work. There is always more money, but our lives are limited.
Well this is kind of thread drift, but:

Imagine you get diagnosed with cancer in 2 years and die and leave your wife behind. You would regret that you traded a couple months of personal cruising for her added financial security.

There's no winning answer when playing the death game unless you have a known checkout date way in advance.
__________________
jobless, houseless, clueless, living on a boat and cruising around somewhere
sailorboy1 is offline   Reply With Quote
Old 27-03-2015, 09:30   #30
Senior Cruiser

Cruisers Forum Supporter

Join Date: Nov 2012
Location: Long Beach, CA
Boat: Tayana Vancouver 42
Posts: 1,853
Re: How Much is a Month Worth

Whatever you decide I wish you well, many healthy years and pleasant cruising.


S/V B'Shert
__________________

__________________
Tayana42 is offline   Reply With Quote
Reply

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Month to Month ... liveaboard SURV69 Liveaboard's Forum 8 20-10-2014 14:54
General Info: Catamaran is Worth How Much? seatrumpet Lagoon Catamarans 13 12-04-2014 20:21
How much is this boat worth? mccorkle.joel Dollars & Cents 10 21-06-2012 18:52
How Much Is this Boat Worth ? Charlie92 Dollars & Cents 15 24-09-2010 14:28
Draft depth for Caribean Islands - how much is too much? theloneoux General Sailing Forum 11 07-08-2005 14:21



Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -7. The time now is 04:52.


Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.