Where to shop for liability insurance? Canadian boat going to Mexico.

[RedHerring]

I plan to take my boat south (from Vancouver to Cabo San Lucas), and am shopping for a liability insurance.

The one quote I have so far is $800 in Canadian dollars (~$630 in USD). Seems expensive - it's more than I paid for P&I + hull coverage, restricted to PNW.

Should I take this deal, or keep shopping around? Who should I talk to? Keeping in mind that US insurance companies mostly don't deal with Canadians.

[Sailormantx]

Try Offshore Risk Management. Last time I used them it was $500 USD for third party insurance for a US boat. Also, Topsail and Pantaneus have been recommended to me but I have yet to check them out.

Sent from my K013 using Cruisers Sailing Forum mobile app

[Grant Gordon]

Try Cowan. I have bee dealing with them for 15 years.

[Celestialsailor]

You wont be in the US that long. I think Progressive is a few hundred bucks (a year) for liability only. You need that to berth in a harbor (harbour). Request to make monthly payments. Then cancel as you leave the US. Mx. Insurance is mandatory and also a few hundred bucks (a year). Hope this helps.

[Eder]

I'm heading south to Mexico this year as well...my broker is changing my insurance to Lloyds of London and assures me that as an international insurer I am covered in Mexico, as well as far as Equador ...no need for separate Mexican liability.

I hope he's correct.

[Celestialsailor]

Ya...Me too...Especially since you will be dealing with Mexican owned marinas.

[RedHerring]

The $800 quote I've got is from Lloyds as well.

I think the idea with splitting up US and Mexican insurance is to have a narrower range, hence cheaper cover in both places.

[Eder]

Originally Posted by Celestialsailor

Ya...Me too...Especially since you will be dealing with Mexican owned marinas.

I asked my broker about this...he said he would give me a form letter written in Spanish from Lloyds confirming coverage.

[RedHerring]

Alright, thanks to everyone for helpful advise. I've sent request quotes to everybody you guys mentioned here, we'll see how it goes.

[01kiwijohn]

I needed it for mooring on buoys, and anchoring in some harbors, in Hawaii. Just called my house insurer, Allstate, and got a personal umbrella liability policy, that provides that coverage, for about $300 per year.

[Ndavies]

We are in Mexico right now (Isla Mujeres). We presently have a Lloyds policy which I got through Bluewater insurance (Florida). We are US flagged. If you need a contact, PM me and I will send to you.

Neil

[zeehag]

i use mariners group. my liability is 285 yearly.
you MUST use a company with feet in mexico--or it will not be accepted in mexico. no boat screw us, no progressive, no yada yada..must have feet in mexico.
mariners group is advertised here. there are others yes but i found these folks are good.

if you check into ensenada, they used to allow you time to buy from a lil company in town then return to finish check in procedure.

[lookinggoodrock]

I have never been asked for proof of insurance in Mexico.

[NaturalPace]

Quick question...are you going on the Baja Ha Ha by any chance????

[zeehag]

Originally Posted by lookinggoodrock

I have never been asked for proof of insurance in Mexico.

then you have not checked into port nor used a marina in mexico and you risk your boat.