point depends on the make of boat, its hull
material and what it would be worth if everything was junk.
And the price you are getting it at.
I bought a Flicka without a survey because I had only a short time to decide, price was right and its a boat that is pretty hard to mess up. Yes, other than the cushions
which were nice, most things on it were broken, but I know that boat well and knew my bottom line.
I got another sailboat with a survey which stated it was very well maintained and everything in great condition. I got what I think was a very good price. Half of the original asking price. This custom made sailboat which was owned by a "meticulous shipwright" however,
was all household wire and a rat's net
was held on with nylon tie wraps
Nav lights were wired with Romex and duct taped to the hull
(yes no joke, lets see what Coast Guard Auxiliary would say about that)
was 20 years old
Some surveyors are a joke..I could do a better job with my eyes closed...You get the picture....don't believe any survey unless you watch it happen.
Sent from an undisclosed location on the high seas or from the lounge chair by the pool, you decide.