At what point, does a person feel comfortable or secure enough to move to a boat?
I know that if I had a pension of $1500 a month, the choice would've been long made and I know that some people move to a boat on real shoestring budgets.
is expected to be about $750-$800 per month for 2 years, then about $1000 thereafter with a sizable savings account for unplanned needs.
BUT, right-brained, left-brained, richer and poorer sailors have completely different wants to move to a boat. I tend to think holistically(sp?), so I benefit or suffer from both viewpoints.
I have a paid-for boat and I've been a minimalist all my life. Even when my business did good, I was a minimalist and spent very little money(mostly on gifts and trips for my wife and her father . . . without me).
I think I can live on less than $500 per month . . . I'm sure I can.
BUT, living on $600 and not spending $150 is better.
Eventually, even if I don't plan on spending more than $400-$500, more and more money
makes it better and eventually, if I don't watch it, more and more money
is what I think I need even if I never plan on spending more than $400-$500 a month(with a decent savings account for unplanned things).
At 62, if I wait a year it probably won't be any better except that I'll be 63. After all, with this economy, 62 was no better than 59.
Kind of like a poll
. . . at what point did you decide . . . with all your ducks in a row, or not . . . to "just do it", and what are your perceptions in hindsite?